Home, Family, Style and Art Ideas

DIY Plan Ideas
25 Of the Best Ideas for Diy Home Plans

by admin April 2, 2019

by admin April 2, 2019

25 Of the Best Ideas for Diy Home Plans . Ceramic Barn-Style DIY Bed Frame with Storage…
Best Valentines Day Ideas
The top 20 Ideas About Valentines Day Quotes In Spanish

by admin April 2, 2019

by admin April 2, 2019

The top 20 Ideas About Valentines Day Quotes In Spanish .Yes, the beautiful day is close. I…
Easter Party Ideas
The 30 Best Ideas for Kids Easter Birthday Party Ideas

by admin April 2, 2019

by admin April 2, 2019

The 30 Best Ideas for Kids Easter Birthday Party Ideas .Whether you have a small celebration or…
Landscape Ideas
35 Trendy Backyard Word Whizzle

by admin April 2, 2019

by admin April 2, 2019

35 Trendy Backyard Word Whizzle .Create a memorable pathway via your back yard with an easy path.…
Bedroom Ideas
30 Fantastic Rustic Bedroom Ideas Diy

by admin April 2, 2019

by admin April 2, 2019

30 Fantastic Rustic Bedroom Ideas Diy .Each piece in this bed room furnishings collection has a distressed…
Beautiful Nails
20 Best Pretty Nails Clovis Nm

by admin April 2, 2019

by admin April 2, 2019

20 Best Pretty Nails Clovis Nm .Beautiful Nails & Body Beauty parlor brings a special, indulgent as…
Retirement Party Ideas
Top 22 Favor Ideas for Retirement Party

by admin April 2, 2019

by admin April 2, 2019

Top 22 Favor Ideas for Retirement Party .The Big Takeaways … When planning someone’s retirement party, think…
Wedding Shoes
24 Best Wedding Shoes with Bows

by admin April 2, 2019

by admin April 2, 2019

24 Best Wedding Shoes with Bows .The bride can likewise select wedge footwear to wear during the…
Living Room Ideas
20 Fascinating Grey Accent Wall Living Room

by admin April 2, 2019

by admin April 2, 2019

20 Fascinating Grey Accent Wall Living Room .The areas were spare. Since our customer’s entertaining design is…
DIY Wedding Ideas
21 Of the Best Ideas for Diy Backyard Wedding

by admin April 2, 2019

by admin April 2, 2019

21 Of the Best Ideas for Diy Backyard Wedding .From DIY wedding event invites to wedding event…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?