Home, Family, Style and Art Ideas

Life Quotes
The top 22 Ideas About God Quotes and Sayings About Life

by admin September 10, 2018

by admin September 10, 2018

The top 22 Ideas About God Quotes and Sayings About Life .The purpose of life is not…
DIY Crafts for Kids
22 Best Dragon Craft for Kids

by admin September 9, 2018

by admin September 9, 2018

22 Best Dragon Craft for Kids .Toddlers like dipping stamps into ink pads or paint and also…
Valentines Day Gift Ideas
35 Of the Best Ideas for Valentine Day Gift Ideas for Pregnant Wife

by admin September 9, 2018

by admin September 9, 2018

35 Of the Best Ideas for Valentine Day Gift Ideas for Pregnant Wife .You’re not a standard…
Gift Ideas For Girls
The top 24 Ideas About 16th Birthday Gift Ideas Girls

by admin September 9, 2018

by admin September 9, 2018

The top 24 Ideas About 16th Birthday Gift Ideas Girls . Ladies enjoy shocks, specifically gifts. Hence,…
Kids Room Ideas
21 Gorgeous Kids Hammock Swing

by admin September 9, 2018

by admin September 9, 2018

21 Gorgeous Kids Hammock Swing .When you don’t seem like evacuating and also travelling to the playground,…
Anniversary Gift Ideas
The Best Ideas for Traditional Wedding Anniversary Gift Ideas

by admin September 9, 2018

by admin September 9, 2018

The Best Ideas for Traditional Wedding Anniversary Gift Ideas .Please your cherished spouse by gifting a beautiful…
Best Gift Ideas
The top 21 Ideas About Best Gift Ideas for 8 Year Old Boy

by admin September 9, 2018

by admin September 9, 2018

The top 21 Ideas About Best Gift Ideas for 8 Year Old Boy .To the ultimate coffee…
DIY Baby Shower Ideas
20 Of the Best Ideas for Diy Baby Pictures

by admin September 9, 2018

by admin September 9, 2018

20 Of the Best Ideas for Diy Baby Pictures . Utilizing an individualized story book as a…
Baby Room Décor
20 Of the Best Ideas for Whale Baby Decor

by admin September 9, 2018

by admin September 9, 2018

20 Of the Best Ideas for Whale Baby Decor .This is a room we developed for Jaeden.…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for 17 Year Old Boy

by admin September 9, 2018

by admin September 9, 2018

The top 20 Ideas About Christmas Gift Ideas for 17 Year Old Boy . For a Do…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?