Home, Family, Style and Art Ideas

Wedding Dresses
Best 20 Halter top Wedding Dresses

by admin April 2, 2019

by admin April 2, 2019

Best 20 Halter top Wedding Dresses .Wedding dress budget plans are rarely specific. You may require to…
St. Patrick's Day Recipes
The 22 Best Ideas for Vegan St Patrick Day Recipes

by admin April 2, 2019

by admin April 2, 2019

The 22 Best Ideas for Vegan St Patrick Day Recipes .While any green foods might pass as…
Gift Ideas For Boyfriend
The top 25 Ideas About Boyfriend Diy Gift Ideas

by admin April 2, 2019

by admin April 2, 2019

The top 25 Ideas About Boyfriend Diy Gift Ideas . If you are the smart or Do…
Birthday Gift Ideas
20 Of the Best Ideas for 21st Birthday Gift Ideas for Girlfriend

by admin April 2, 2019

by admin April 2, 2019

20 Of the Best Ideas for 21st Birthday Gift Ideas for Girlfriend .If you’re just after a…
Coloring Pages for Children
The 21 Best Ideas for Kids Halloween Coloring Page

by admin April 2, 2019

by admin April 2, 2019

The 21 Best Ideas for Kids Halloween Coloring Page .Have as well as come enjoyable with complimentary…
St. Patrick's Day Recipes
Best 22 St Patrick's Day Dessert Ideas

by admin April 2, 2019

by admin April 2, 2019

Best 22 St Patrick&#039;s Day Dessert Ideas .If you need a little additional luck exciting your guests…
Wedding Invitations
21 Best Ideas for Wedding Invitations

by admin April 2, 2019

by admin April 2, 2019

21 Best Ideas for Wedding Invitations .There are numerous circumstances where a traditional wedding invite is the…
Best Easter Ideas
25 Best Ideas Easter Activities Near Me 2020

by admin April 2, 2019

by admin April 2, 2019

25 Best Ideas Easter Activities Near Me 2020 .Easter is just around the corner and also obviously…
Nail Colors
Top 22 Popular toe Nail Colors

by admin April 2, 2019

by admin April 2, 2019

Top 22 Popular toe Nail Colors .From the worlds of the Egyptian Pharaohs to the Aztecs, royal…
Bedroom Ideas
23 Best Of Small 2 Bedroom House

by admin April 2, 2019

by admin April 2, 2019

23 Best Of Small 2 Bedroom House .Calling all tiny space occupants! Big city apartment or condos,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?