Home, Family, Style and Art Ideas

Kids Room Ideas
23 Awesome Kids Playroom Wall Art

by admin April 11, 2019

by admin April 11, 2019

23 Awesome Kids Playroom Wall Art .Youngsters’ rooms ought to be full of kids s furniture. A…
Birthday Gift Ideas
The 20 Best Ideas for Tween Girl Birthday Gift Ideas

by admin April 11, 2019

by admin April 11, 2019

The 20 Best Ideas for Tween Girl Birthday Gift Ideas . So, if by yourself are moving…
Passover Recipes
The Best Ideas for Passover Side Dishes

by admin April 11, 2019

by admin April 11, 2019

The Best Ideas for Passover Side Dishes .Passover Recipes Discover all the tasty recipes you’ll need for…
Best St. Patrick Day Ideas
22 Ideas for St Patrick's Day Food Traditions

by admin April 11, 2019

by admin April 11, 2019

22 Ideas for St Patrick&#039;s Day Food Traditions .Descendents of those who came in during the Irish…
Anniversary Gift Ideas
The top 20 Ideas About 3rd Anniversary Gift Ideas for Him

by admin April 11, 2019

by admin April 11, 2019

The top 20 Ideas About 3rd Anniversary Gift Ideas for Him .Please your cherished partner by gifting…
Beautiful Nails
20 Ideas for Pics Of Pretty Nails

by admin April 11, 2019

by admin April 11, 2019

20 Ideas for Pics Of Pretty Nails .Lovely Nails & Body Hair salon brings an exclusive, indulgent…
Keto Recipes
The Best Ideas for Keto Zucchini Fries

by admin April 11, 2019

by admin April 11, 2019

The Best Ideas for Keto Zucchini Fries .Keto bread certainly does not have the enjoyable chew of…
Mothers Day Gift Ideas
The top 30 Ideas About Mother's Day Gift Ideas From Baby

by admin April 11, 2019

by admin April 11, 2019

The top 30 Ideas About Mother&#039;s Day Gift Ideas From Baby .The last point any mom desires…
Living Room Ideas
23 Extraordinary Modern Rustic Living Room

by admin April 11, 2019

by admin April 11, 2019

23 Extraordinary Modern Rustic Living Room .What lots of people don’t value regarding modern-day design is how…
Gifts for Kids
22 Ideas for Gift Basket for Child In Hospital

by admin April 11, 2019

by admin April 11, 2019

22 Ideas for Gift Basket for Child In Hospital .Searching for something a little bit extra certain?…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?