Home, Family, Style and Art Ideas

Cake Recipes
The 22 Best Ideas for 18th Birthday Cake

by admin April 3, 2019

by admin April 3, 2019

The 22 Best Ideas for 18th Birthday Cake .Trying to find a simple cake recipe? We’ve compiled…
Mothers Day Gift Ideas
Best 30 Great Grandmother Gift Ideas

by admin April 3, 2019

by admin April 3, 2019

Best 30 Great Grandmother Gift Ideas .The last point any kind of mother desires is a fistful…
Mother's Day Recipes
20 Best Ideas Mother's Day Dinner Ideas Pinterest

by admin April 3, 2019

by admin April 3, 2019

20 Best Ideas Mother&#039;s Day Dinner Ideas Pinterest .Mother’s Day Recipes Make Mommy delighted with a home…
Landscape Ideas
24 Gorgeous Landscape Lighting World

by admin April 3, 2019

by admin April 3, 2019

24 Gorgeous Landscape Lighting World .Bring your residence’s best features to life by creating a significant effect…
Mothers Day Quotes
35 Best Best Friend Mother Day Quotes

by admin April 3, 2019

by admin April 3, 2019

35 Best Best Friend Mother Day Quotes .Mother’s Day is the special season when you reach commemorate…
Passover Recipes
The Best Ideas for Desserts for Passover

by admin April 3, 2019

by admin April 3, 2019

The Best Ideas for Desserts for Passover .Passover Recipes Locate all the tasty recipes you’ll require for…
Best Pi Day Ideas
The Best Ideas for Pi Day Gifts

by admin April 3, 2019

by admin April 3, 2019

The Best Ideas for Pi Day Gifts .Pi Day is commemorated on March 14th (3/14) worldwide. Pi…
Easter Recipes
The Best Romanian Easter Bread

by admin April 3, 2019

by admin April 3, 2019

The Best Romanian Easter Bread .For those of you not eating meat, right here are a lot…
Best Passover Ideas
24 Best Ideas Passover Muffin Recipe

by admin April 3, 2019

by admin April 3, 2019

24 Best Ideas Passover Muffin Recipe .As a Christian holiday, Passover was observed by numerous very early…
DIY Wood Ideas
Best 21 Wood Craft Ideas to Sell

by admin April 2, 2019

by admin April 2, 2019

Best 21 Wood Craft Ideas to Sell .Timber is just one of one of the most flexible…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?