Home, Family, Style and Art Ideas

Engagement
22 Of the Best Ideas for Rose Gold and Black Diamond Engagement Ring

by admin September 15, 2018

by admin September 15, 2018

22 Of the Best Ideas for Rose Gold and Black Diamond Engagement Ring .Maybe the most clearly…
Anniversary Gift Ideas
The Best 8th Wedding Anniversary Gift Ideas

by admin September 15, 2018

by admin September 15, 2018

The Best 8th Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting a lovely individualized cake…
Quotes for Kids
The top 20 Ideas About Quotes to Inspire Kids

by admin September 14, 2018

by admin September 14, 2018

The top 20 Ideas About Quotes to Inspire Kids .When we consider how trainees and also youngsters…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for 6 Year Girl

by admin September 14, 2018

by admin September 14, 2018

20 Ideas for Birthday Gift Ideas for 6 Year Girl . Decide on against our large variety…
Wedding Vows
The 21 Best Ideas for Gay Wedding Vows Examples

by admin September 14, 2018

by admin September 14, 2018

The 21 Best Ideas for Gay Wedding Vows Examples .Many people feel that writing their own wedding…
Leadership Quotes
The Best Julius Caesar Leadership Quotes

by admin September 14, 2018

by admin September 14, 2018

The Best Julius Caesar Leadership Quotes . ” Leadership is fixing issues. The day soldiers stop bringing…
Family Quotes
23 Of the Best Ideas for Chosen Family Quotes

by admin September 14, 2018

by admin September 14, 2018

23 Of the Best Ideas for Chosen Family Quotes . Family members Quotes app is a massive…
DIY Craft for Kids Ideas
Top 20 Diy Birdhouses for Kids

by admin September 14, 2018

by admin September 14, 2018

Top 20 Diy Birdhouses for Kids .Looking for fun crafts to attempt with your kids and grandchildren?…
Bathroom Ideas
20 Unique Best Bathroom Paint

by admin September 14, 2018

by admin September 14, 2018

20 Unique Best Bathroom Paint .Prior to deciding on shower room shade schemes, it s an excellent…
Halloween Party Ideas
The top 23 Ideas About Halloween Class Party Ideas Kindergarten

by admin September 13, 2018

by admin September 13, 2018

The top 23 Ideas About Halloween Class Party Ideas Kindergarten .Trick-or-treating and also drawing with each other…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?