Home, Family, Style and Art Ideas

Birthday Gift Inspirations
24 Best Ideas Smashbox Birthday Gift

by admin April 4, 2019

by admin April 4, 2019

24 Best Ideas Smashbox Birthday Gift . Certain, you can choose something cool off of the rack…
Natural Hairstyles
Top 24 Short Natural Curly Hairstyles 2020

by admin April 4, 2019

by admin April 4, 2019

Top 24 Short Natural Curly Hairstyles 2020 .Your everyday hair chaos may contain a lot of chemicals…
Best Easter Ideas
25 Best Ideas Easter Celebration Ideas

by admin April 4, 2019

by admin April 4, 2019

25 Best Ideas Easter Celebration Ideas .Easter is just around the edge as well as undoubtedly you…
Life Quotes
22 Best Ideas Trustage Life Insurance Quote

by admin April 4, 2019

by admin April 4, 2019

22 Best Ideas Trustage Life Insurance Quote . If you’re searching for a life insurance policy plan,…
Easter Recipes
24 Ideas for Easy Desserts for Easter

by admin April 4, 2019

by admin April 4, 2019

24 Ideas for Easy Desserts for Easter .For those of you not eating meat, right here are…
Holiday Gift Ideas
22 Best Ideas Corporate Holiday Party Gift Ideas

by admin April 4, 2019

by admin April 4, 2019

22 Best Ideas Corporate Holiday Party Gift Ideas .Our annual gift guides aim to make holiday buying…
DIY Crafts for Kids
The top 22 Ideas About Diy Mobile Baby

by admin April 4, 2019

by admin April 4, 2019

The top 22 Ideas About Diy Mobile Baby .Let your budding scientist create one or all these…
Valentine's Day Recipes
20 Best Valentine Chocolate Chip Cookies

by admin April 3, 2019

by admin April 3, 2019

20 Best Valentine Chocolate Chip Cookies .Certain, a romantic dinner is the star of Valentine’s Day, but…
Sad Quotes
Best 24 Sadism Quotes

by admin April 3, 2019

by admin April 3, 2019

Best 24 Sadism Quotes . When you’re feeling depressing, quotes about unhappiness are useful since they advise…
Best Mothers Day Ideas
Best 21 Happy Mothers Day Quotes and Images

by admin April 3, 2019

by admin April 3, 2019

Best 21 Happy Mothers Day Quotes and Images .She will certainly enjoy it. Welcome her with cards…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?