Home, Family, Style and Art Ideas

DIY Rack Ideas
The Best Ideas for Diy Wooden Rack

by admin September 17, 2018

by admin September 17, 2018

The Best Ideas for Diy Wooden Rack . For the edges where you can only have one…
Baby Shower Gifts
The top 21 Ideas About Target Baby Registry Free Gift

by admin September 17, 2018

by admin September 17, 2018

The top 21 Ideas About Target Baby Registry Free Gift .When it comes to getting baby gifts,…
Best Fathers Day Ideas
Top 20 Fathers Day Quote

by admin September 17, 2018

by admin September 17, 2018

Top 20 Fathers Day Quote .Parenting has 3 stages, one when the children are infants and also…
Kindness Quotes
The 24 Best Ideas for Quotes About Kindness and Compassion

by admin September 17, 2018

by admin September 17, 2018

The 24 Best Ideas for Quotes About Kindness and Compassion . Compassion quotes and popular comments about…
Halloween Recipes
Top 22 Halloween Cakes Ideas

by admin September 16, 2018

by admin September 16, 2018

Top 22 Halloween Cakes Ideas .When you’ve ended up transforming the house right into a haunted manor…
Wedding Dresses
20 Best Ideas Wedding Dress Quiz

by admin September 16, 2018

by admin September 16, 2018

20 Best Ideas Wedding Dress Quiz .There are so many wedding details that you require to care…
DIY Organizer Ideas
The top 30 Ideas About Diy Cable organizer

by admin September 16, 2018

by admin September 16, 2018

The top 30 Ideas About Diy Cable organizer . As we start to work from house more…
Glitter Nails
The Best Gold Glitter Nail Designs

by admin September 16, 2018

by admin September 16, 2018

The Best Gold Glitter Nail Designs .This ombre layout is best for you if you have a…
DIY Kit Ideas
The top 23 Ideas About Diy Synthesizer Kits

by admin September 16, 2018

by admin September 16, 2018

The top 23 Ideas About Diy Synthesizer Kits .Lacking alternate techniques of fire illumination, the Zippo Emergency…
Cute Hairstyles
22 Best Ideas Cute Ways to Cut Your Hair

by admin September 16, 2018

by admin September 16, 2018

22 Best Ideas Cute Ways to Cut Your Hair .Choosing the ideal shade is additionally necessary for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?