Home, Family, Style and Art Ideas

Birthday Party Inspirations
The top 30 Ideas About Space Birthday Party Supplies

by admin September 17, 2018

by admin September 17, 2018

The top 30 Ideas About Space Birthday Party Supplies . 1st Birthday Celebration Concepts >> Barnyard First…
Kids Room Décor Ideas
Best 23 Kids Room Pendant Light

by admin September 17, 2018

by admin September 17, 2018

Best 23 Kids Room Pendant Light .Give your youngster’s room a remodeling that makes certain to develop…
DIY Kit Ideas
The Best Diy Double Neck Guitar Kit

by admin September 17, 2018

by admin September 17, 2018

The Best Diy Double Neck Guitar Kit .Lacking alternative methods of fire lights, the Zippo Emergency Fire…
Gifts for Kids
22 Best Ideas Music Gifts for Kids

by admin September 17, 2018

by admin September 17, 2018

22 Best Ideas Music Gifts for Kids .There are lots of means for children to find out…
Best Halloween Ideas
The Best Halloween Costume Ideas Party City

by admin September 17, 2018

by admin September 17, 2018

The Best Halloween Costume Ideas Party City .Several on-line resources or a Halloween shop can not just…
Halloween Party Ideas
23 Best Ideas Spooky Halloween Party Ideas

by admin September 17, 2018

by admin September 17, 2018

23 Best Ideas Spooky Halloween Party Ideas .Trick-or-treating and also drawing together the best Halloween costume obtain…
Family Quotes
The Best Ideas for Christian Family Quotes

by admin September 17, 2018

by admin September 17, 2018

The Best Ideas for Christian Family Quotes . Family Quotes application is a substantial collection of quotes…
Wedding Gowns
23 Of the Best Ideas for Short Wedding Gown

by admin September 17, 2018

by admin September 17, 2018

23 Of the Best Ideas for Short Wedding Gown .After you have attempted on various wedding event…
Baby Shower Party
The 25 Best Ideas for Party Dresses Baby Girl

by admin September 17, 2018

by admin September 17, 2018

The 25 Best Ideas for Party Dresses Baby Girl .Visitors bring small presents for the pregnant mother.…
Anime Hairstyles
The 23 Best Ideas for Anime Men Hairstyles

by admin September 17, 2018

by admin September 17, 2018

The 23 Best Ideas for Anime Men Hairstyles .Normally, the most vital personalities of the story will…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?