Home, Family, Style and Art Ideas

Easter Party Ideas
Best 30 Classroom Easter Party Ideas

by admin April 6, 2019

by admin April 6, 2019

Best 30 Classroom Easter Party Ideas .Whether you have a little gathering or a large family members…
Bedroom Ideas
30 Magnificient Rustic King Bedroom Set

by admin April 6, 2019

by admin April 6, 2019

30 Magnificient Rustic King Bedroom Set .Is your master collection making you snore and not in the…
Bedroom Ideas
35 Cute Wall Sconce for Bedroom

by admin April 6, 2019

by admin April 6, 2019

35 Cute Wall Sconce for Bedroom .Bare wall surfaces can leave the room feeling bland and also…
Best St. Patrick Day Ideas
The 22 Best Ideas for St Patrick's Day Baby Photo Ideas

by admin April 6, 2019

by admin April 6, 2019

The 22 Best Ideas for St Patrick&#039;s Day Baby Photo Ideas .The Irish aren’t similar to the…
Gift Ideas For Boys
Top 23 Gift Ideas for Boys Age 8

by admin April 6, 2019

by admin April 6, 2019

Top 23 Gift Ideas for Boys Age 8 . This gift is both tech and also tactile.…
Kitchen Ideas
20 Marvelous Stainless Outdoor Kitchen

by admin April 6, 2019

by admin April 6, 2019

20 Marvelous Stainless Outdoor Kitchen .A lot of outdoor kitchens are going to be positioned near the…
Best Pi Day Ideas
Best 21 Fun Pi Day Activities for Middle School

by admin April 5, 2019

by admin April 5, 2019

Best 21 Fun Pi Day Activities for Middle School .Pi has actually been calculated to over one…
Bedroom Ideas
35 Spectacular Gold Bedroom Walls

by admin April 5, 2019

by admin April 5, 2019

35 Spectacular Gold Bedroom Walls .Room remodelings consist of several elements. From furniture, to wall shade, to…
Living Room Ideas
23 Finest Modern Interior Design Living Room

by admin April 5, 2019

by admin April 5, 2019

23 Finest Modern Interior Design Living Room .There’s a belief that modern spaces are cool and also…
High Fiber Recipes
The 24 Best Ideas for High Fiber Smoothies for Constipation

by admin April 5, 2019

by admin April 5, 2019

The 24 Best Ideas for High Fiber Smoothies for Constipation .A quick, versatile method to prepare couscous…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?