Home, Family, Style and Art Ideas

Landscape Ideas
20 Brilliant Landscape Architecture Design

by admin April 7, 2019

by admin April 7, 2019

20 Brilliant Landscape Architecture Design .A yard is an extension of what’s going on inside our home,…
Super Bowl Recipes
23 Best Ideas Super Bowl Sandwiches Recipes

by admin April 7, 2019

by admin April 7, 2019

23 Best Ideas Super Bowl Sandwiches Recipes .Food & Red wine’s best Super Bowl recipes as well…
Best Passover Ideas
The 24 Best Ideas for Passover Cheesecake Recipe

by admin April 7, 2019

by admin April 7, 2019

The 24 Best Ideas for Passover Cheesecake Recipe .Keep reading for some terrific ideas on how you…
Mother's Day Recipes
20 Best Mother's Day Breakfast Recipes

by admin April 7, 2019

by admin April 7, 2019

20 Best Mother&#039;s Day Breakfast Recipes .Mom’s Day Recipes Make Mom satisfied with a self-made goodie or…
Gift Ideas For Boyfriend
The Best Last Minute Gift Ideas for Boyfriend

by admin April 6, 2019

by admin April 6, 2019

The Best Last Minute Gift Ideas for Boyfriend . If you are the crafty or Do It…
Best St. Patrick Day Ideas
The Best St Patrick's Day Outfit Ideas for Guys

by admin April 6, 2019

by admin April 6, 2019

The Best St Patrick&#039;s Day Outfit Ideas for Guys .With tongue in cheek every American that likes…
Mothers Day Quotes
The Best Ideas for Being A Good Mother Quotes

by admin April 6, 2019

by admin April 6, 2019

The Best Ideas for Being A Good Mother Quotes .Mommy’s Day is the unique time of year…
Mac and Cheese Recipes
Top 21 Oven Baked Macaroni and Cheese Recipe

by admin April 6, 2019

by admin April 6, 2019

Top 21 Oven Baked Macaroni and Cheese Recipe .Here is my utmost mac and cheese recipe, which…
Kids Room Décor Ideas
The top 23 Ideas About Red Kids Room

by admin April 6, 2019

by admin April 6, 2019

The top 23 Ideas About Red Kids Room .Youngsters use their bedrooms for all kind of activities.…
Landscape Ideas
35 Stunning Key Largo Fisheries Backyard

by admin April 6, 2019

by admin April 6, 2019

35 Stunning Key Largo Fisheries Backyard .Not only will a path overview a site visitor via your…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?