Home, Family, Style and Art Ideas

Wedding Flowers
23 Best Wedding Reception Flowers

by admin September 19, 2018

by admin September 19, 2018

23 Best Wedding Reception Flowers .If the flower shop recommends you a decor budget plan that is…
Nail Designs
The Best Ideas for New Stiletto Nail Designs

by admin September 18, 2018

by admin September 18, 2018

The Best Ideas for New Stiletto Nail Designs .If you are looking for a suppressed gel nail…
Kids Party Ideas
Best 24 Glow Party Ideas for Kids

by admin September 18, 2018

by admin September 18, 2018

Best 24 Glow Party Ideas for Kids .It s a large migraine when you require to prepare…
Kids Hairstyles
25 Ideas for Shear Madness Haircuts for Kids

by admin September 18, 2018

by admin September 18, 2018

25 Ideas for Shear Madness Haircuts for Kids .@[New Year and new hairstyle go hand in hand.…
DIY Home Decoration Ideas
22 Ideas for Diy Halloween Decorations Indoor

by admin September 18, 2018

by admin September 18, 2018

22 Ideas for Diy Halloween Decorations Indoor . For very easy DIY style, print out preferred prints…
Nail Designs
The Best Ideas for Baby Nail Designs

by admin September 18, 2018

by admin September 18, 2018

The Best Ideas for Baby Nail Designs .If you are looking for a suppressed gel nail concept,…
DIY Craft for Preschoolers Ideas
25 Best Ideas Craft for Preschoolers

by admin September 18, 2018

by admin September 18, 2018

25 Best Ideas Craft for Preschoolers .Prepare yourself to take arts ‘n’ crafts to the next level.…
DIY Box Ideas
The 20 Best Ideas for Diy Wood Jewelry Box

by admin September 18, 2018

by admin September 18, 2018

The 20 Best Ideas for Diy Wood Jewelry Box .The gift box ideas shared here today are…
Love Quotes
The 20 Best Ideas for Love Quotes Relationships

by admin September 18, 2018

by admin September 18, 2018

The 20 Best Ideas for Love Quotes Relationships .I make blunders, I am out of control as…
Birthday Party Inspirations
30 Ideas for Superhero Birthday Party Supplies

by admin September 17, 2018

by admin September 17, 2018

30 Ideas for Superhero Birthday Party Supplies . Find Birthday Party Supplies, including Decorations, Favors and More…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?