Home, Family, Style and Art Ideas

St. Patrick's Day Recipes
22 Of the Best Ideas for St Patricks Day Dinner

by admin April 7, 2019

by admin April 7, 2019

22 Of the Best Ideas for St Patricks Day Dinner .Patrick’s Day is just around the bend.…
Bob Hairstyles
Top 20 Bobs Short Haircuts

by admin April 7, 2019

by admin April 7, 2019

Top 20 Bobs Short Haircuts .The most preferred bob hairstyles, running the pattern of bobs, are inverted…
DIY Home Decoration Ideas
22 Of the Best Ideas for Winter Diy Decor

by admin April 7, 2019

by admin April 7, 2019

22 Of the Best Ideas for Winter Diy Decor . For simple DIY decoration, print out favorite…
Bedroom Ideas
24 Stylish Luxury Master Bedroom

by admin April 7, 2019

by admin April 7, 2019

24 Stylish Luxury Master Bedroom .Bedrooms should be an area to unwind, but that does not mean…
Nail Colors
22 Of the Best Ideas for Essie Gel Nail Colors

by admin April 7, 2019

by admin April 7, 2019

22 Of the Best Ideas for Essie Gel Nail Colors .You ll notice that the most scrumptious…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Best Gift Ideas Girlfriend

by admin April 7, 2019

by admin April 7, 2019

35 Of the Best Ideas for Best Gift Ideas Girlfriend .It doesn t have to be a…
Birthday Gift Inspirations
24 Best Ideas 90th Birthday Gift

by admin April 7, 2019

by admin April 7, 2019

24 Best Ideas 90th Birthday Gift .Just how to Pick the Perfect Birthday GiftYes, we know. You…
Mothers Day Gift Ideas
Top 30 Mother's Day Gift Ideas for Mom to Be

by admin April 7, 2019

by admin April 7, 2019

Top 30 Mother&#039;s Day Gift Ideas for Mom to Be .The last point any kind of mommy…
Baby Shower Gift Ideas
The Best Ideas for Gift Ideas for Baby Gender Reveal Party

by admin April 7, 2019

by admin April 7, 2019

The Best Ideas for Gift Ideas for Baby Gender Reveal Party .It s a creature, it s…
Keto Recipes
The Best Ideas for Snacks for Keto Diet

by admin April 7, 2019

by admin April 7, 2019

The Best Ideas for Snacks for Keto Diet .Keto bread absolutely doesn’t have the gratifying eat of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?