Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
The Best St. Patrick's Day Party

by admin April 7, 2019

by admin April 7, 2019

The Best St. Patrick&#039;s Day Party .So with tongue in cheek every American who likes a mid-March…
Kids Room Décor Ideas
Top 23 Storage for Kids Room

by admin April 7, 2019

by admin April 7, 2019

Top 23 Storage for Kids Room .As youngsters mature, their bed room ends up being a place…
Mothers Day Quotes
Top 35 Grieving Mother Quotes

by admin April 7, 2019

by admin April 7, 2019

Top 35 Grieving Mother Quotes .Mother’s Day is the unique time of year when you get to…
Best Passover Ideas
Best 24 Passover Gifts Ideas

by admin April 7, 2019

by admin April 7, 2019

Best 24 Passover Gifts Ideas .As a Christian holiday, Passover was observed by numerous very early Christians…
Living Room Ideas
23 Insanely Gorgeous Modern Living Room Paint Colours

by admin April 7, 2019

by admin April 7, 2019

23 Insanely Gorgeous Modern Living Room Paint Colours .A coat of fresh paint can take a breath…
Baby Room Décor
Top 20 Baby Boy Shower Decorations Ideas

by admin April 7, 2019

by admin April 7, 2019

Top 20 Baby Boy Shower Decorations Ideas .When selecting your infant s baby room style, be vibrant…
Best Easter Ideas
25 Best Easter Basket Ideas for Boyfriend

by admin April 7, 2019

by admin April 7, 2019

25 Best Easter Basket Ideas for Boyfriend .Many people enjoy to embellish the beyond their houses in…
Bedroom Ideas
24 Unique Farmhouse Master Bedroom Ideas

by admin April 7, 2019

by admin April 7, 2019

24 Unique Farmhouse Master Bedroom Ideas .We agree to wager you invest the most time in your…
Inspirational Quotes
Top 24 Inspirational Quote Dr Seuss

by admin April 7, 2019

by admin April 7, 2019

Top 24 Inspirational Quote Dr Seuss . Right here’s the best inspirational quotes we’ve seen to make…
Relationship Quotes
The top 30 Ideas About Ups and Downs Relationship Quotes

by admin April 7, 2019

by admin April 7, 2019

The top 30 Ideas About Ups and Downs Relationship Quotes .Well, in those minutes, you could probably…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?