Home, Family, Style and Art Ideas

Retirement Party Ideas
The 22 Best Ideas for Retirement Party Menu Ideas

by admin December 15, 2023

by admin December 15, 2023

The 22 Best Ideas for Retirement Party Menu Ideas .The Big Takeaways … When preparing a person’s…
Printable Coloring Pages
The top 21 Ideas About I Love You Coloring Pages Printable

by admin December 14, 2023

by admin December 14, 2023

The top 21 Ideas About I Love You Coloring Pages Printable . Coloring pages as well as…
Wedding Favors
The top 21 Ideas About Fairytale Wedding Favors

by admin December 14, 2023

by admin December 14, 2023

The top 21 Ideas About Fairytale Wedding Favors .Just how much should you invest in wedding celebration…
Bedroom Ideas
30 Fancy Kids Bedroom Slippers

by admin December 14, 2023

by admin December 14, 2023

30 Fancy Kids Bedroom Slippers .For youngsters that are a lot more almost minded exactly how about…
Wedding Venues
The top 22 Ideas About Wedding Venues San Diego

by admin December 14, 2023

by admin December 14, 2023

The top 22 Ideas About Wedding Venues San Diego .After just a short time online you need…
Bathroom Ideas
20 Incredible Installing A Bathroom Exhaust Fan

by admin December 13, 2023

by admin December 13, 2023

20 Incredible Installing A Bathroom Exhaust Fan .Shower room exhaust fans, ventilation fans or wall-mount exhaust fans…
Romantic Quotes
Best 23 Hopeless Romantic Quotes

by admin December 13, 2023

by admin December 13, 2023

Best 23 Hopeless Romantic Quotes .The point is that love provides us a ringside seat on someone…
Baby Quotes
21 Of the Best Ideas for Were Having A Baby Quotes

by admin December 13, 2023

by admin December 13, 2023

21 Of the Best Ideas for Were Having A Baby Quotes .You understand you re mosting likely…
Wedding Cakes
Best 23 Wedding Cakes Fresno Ca

by admin December 13, 2023

by admin December 13, 2023

Best 23 Wedding Cakes Fresno Ca .As new brides, we desire that reaction to our wedding event…
Salsa Recipes
Best 35 Guacamole Salsa Herdez

by admin December 12, 2023

by admin December 12, 2023

Best 35 Guacamole Salsa Herdez .While most salsa recipes use canned tomatoes, I intended to share a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?