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Kitchen Ideas
20 Charming Kitchen Backsplash with Granite Countertops

by admin April 8, 2019

by admin April 8, 2019

20 Charming Kitchen Backsplash with Granite Countertops . We weren’t even planning a kitchen reno, but we…
Relationship Quotes
30 Of the Best Ideas for T.d.jakes Quotes On Relationships

by admin April 8, 2019

by admin April 8, 2019

30 Of the Best Ideas for T.d.jakes Quotes On Relationships . All partnerships go through hell, real…
Mothers Day Gift Ideas
The 30 Best Ideas for Mother's Day Gift Ideas From Husband

by admin April 8, 2019

by admin April 8, 2019

The 30 Best Ideas for Mother&#039;s Day Gift Ideas From Husband .The last point any mommy wants…
Passover Recipes
23 Of the Best Ideas for Passover Quinoa Recipe

by admin April 8, 2019

by admin April 8, 2019

23 Of the Best Ideas for Passover Quinoa Recipe .Passover Recipes Locate all the tasty recipes you’ll…
Vegan Recipes
30 Best Avocado Recipes Vegan

by admin April 8, 2019

by admin April 8, 2019

30 Best Avocado Recipes Vegan .It’s clear that oil is not a health food. The struggle to…
Birthday Gift Ideas
The top 20 Ideas About Return Gift Ideas for 1st Birthday

by admin April 8, 2019

by admin April 8, 2019

The top 20 Ideas About Return Gift Ideas for 1st Birthday .If you’re when a one of…
Living Room Ideas
23 Thinks We Can Learn From This Paint Living Room

by admin April 8, 2019

by admin April 8, 2019

23 Thinks We Can Learn From This Paint Living Room .A coat of fresh paint can take…
Kitchen Ideas
20 Superb Modern Kitchen Design Ideas

by admin April 8, 2019

by admin April 8, 2019

20 Superb Modern Kitchen Design Ideas .In any kitchen remodel, cabinets set the tone (and represent a…
Rings
Top 21 Wide Band Rings with Diamonds

by admin April 8, 2019

by admin April 8, 2019

Top 21 Wide Band Rings with Diamonds .A ring for today and all of your tomorrows. Locate…
Wedding Veils
Top 25 Buy Wedding Veil Online

by admin April 7, 2019

by admin April 7, 2019

Top 25 Buy Wedding Veil Online .How much time you intend on using your shroud can determine…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?