Home, Family, Style and Art Ideas

DIY Craft for Adult Ideas
20 Best Pinterest Arts and Crafts for Adults

by admin September 22, 2018

by admin September 22, 2018

20 Best Pinterest Arts and Crafts for Adults . An additional of my favorite craft evening ideas…
Anklets
20 Best Handmade Anklet

by admin September 22, 2018

by admin September 22, 2018

20 Best Handmade Anklet .An anklet, likewise called ankle chain, ankle arm band or ankle string, is…
Best Cinco de Mayo Ideas
The Best Cinco De Mayo Crafts

by admin September 22, 2018

by admin September 22, 2018

The Best Cinco De Mayo Crafts .Mexican food provides itself to big teams, so welcome a group.…
Bathroom Ideas
20 Inspirational Bathroom Exhaust Fan Venting

by admin September 21, 2018

by admin September 21, 2018

20 Inspirational Bathroom Exhaust Fan Venting .When it concerns bathroom ventilation, Lowe s has every little thing…
Printable Coloring Pages
21 Best Sailor Moon Coloring Pages Printable

by admin September 21, 2018

by admin September 21, 2018

21 Best Sailor Moon Coloring Pages Printable .Coloring pages the simplest method to relax your kid. By…
Kitchen Ideas
21 Stylish Rustic Kitchen Accessories

by admin September 21, 2018

by admin September 21, 2018

21 Stylish Rustic Kitchen Accessories .You don’t have to reside in the country or the hills to…
Thanksgiving Quotes
The Best Thanksgiving Quotes Twitter

by admin September 21, 2018

by admin September 21, 2018

The Best Thanksgiving Quotes Twitter .” One of my most unforgettable Thanksgiving memories was most likely the…
DIY Costume Ideas
The Best Pumpkin Costume Diy

by admin September 21, 2018

by admin September 21, 2018

The Best Pumpkin Costume Diy . Your child brings shade to your globe on Halloween and past.…
DIY Dog Ideas
22 Of the Best Ideas for Diy Dog Shirt

by admin September 21, 2018

by admin September 21, 2018

22 Of the Best Ideas for Diy Dog Shirt .It’s part plaything, component treat, with a full…
Birthday Gift Ideas
The top 20 Ideas About 18th Birthday Gift Ideas

by admin September 21, 2018

by admin September 21, 2018

The top 20 Ideas About 18th Birthday Gift Ideas . Birthday Gifts If you’re immediately after a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?