Home, Family, Style and Art Ideas

Mens Hairstyles
The 25 Best Ideas for Mens Haircuts Fine Hair

by admin April 16, 2019

by admin April 16, 2019

The 25 Best Ideas for Mens Haircuts Fine Hair .hairstyles are every bit as crucial for guys…
Lamb Recipes
The 24 Best Ideas for Clambake Side Dishes

by admin April 16, 2019

by admin April 16, 2019

The 24 Best Ideas for Clambake Side Dishes .The spiced lamb in these stuffed pita pockets goes…
Birthday Recipes
Top 23 Birthday Cake Recipes

by admin April 16, 2019

by admin April 16, 2019

Top 23 Birthday Cake Recipes .In a huge mixing dish, either utilizing an electric hand mixer or…
Kids Room Décor Ideas
The 23 Best Ideas for Table for Kids Room

by admin April 16, 2019

by admin April 16, 2019

The 23 Best Ideas for Table for Kids Room .Youngsters utilize their bedrooms for all type of…
Nail Designs
20 Best Ideas Vintage Nail Designs

by admin April 16, 2019

by admin April 16, 2019

20 Best Ideas Vintage Nail Designs .Wonderful all set to schedule your following manicure, due to the…
Earrings
The Best Nadri Earrings nordstrom

by admin April 16, 2019

by admin April 16, 2019

The Best Nadri Earrings nordstrom .It is stated that a woman is best specified by the kind…
Mothers Day Quotes
35 Ideas for Respect Your Mother Quotes

by admin April 16, 2019

by admin April 16, 2019

35 Ideas for Respect Your Mother Quotes . Mommy’s Day arrive at Sunday, May 12 this year,…
Mothers Day Gift Ideas
The Best Gift Ideas for Mother Of the Bride

by admin April 16, 2019

by admin April 16, 2019

The Best Gift Ideas for Mother Of the Bride .The last thing any type of mother wants…
Passover Recipes
The 23 Best Ideas for Passover Desserts Recipes

by admin April 16, 2019

by admin April 16, 2019

The 23 Best Ideas for Passover Desserts Recipes .Green is often hard ahead by during Passover, though…
Easter Recipes
24 Ideas for Eastern Carolina Bbq Sauce Recipe

by admin April 16, 2019

by admin April 16, 2019

24 Ideas for Eastern Carolina Bbq Sauce Recipe .For those of you not eating meat, here are…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?