Home, Family, Style and Art Ideas

Kids Room Décor Ideas
23 Ideas for Book Storage Ideas for Kids Room

by admin April 9, 2019

by admin April 9, 2019

23 Ideas for Book Storage Ideas for Kids Room .Teen room ideas As youngsters grow up, their…
St. Patrick's Day Recipes
Top 22 Healthy St Patrick's Day Desserts

by admin April 9, 2019

by admin April 9, 2019

Top 22 Healthy St Patrick&#039;s Day Desserts .If you require a little additional luck thrilling your guests…
Dessert Recipes
30 Best Phyllo Dough Dessert Recipe

by admin April 9, 2019

by admin April 9, 2019

30 Best Phyllo Dough Dessert Recipe .This simple dessert recipe from Half Baked Harvest has everything: chocolate…
Mothers Day Gift Ideas
The 30 Best Ideas for Mother's Day Gift Ideas for Pregnant Mom

by admin April 9, 2019

by admin April 9, 2019

The 30 Best Ideas for Mother&#039;s Day Gift Ideas for Pregnant Mom .The last point any kind…
Birthday Invitation Ideas
25 Best Baby Mickey Mouse 1st Birthday Invitations

by admin April 9, 2019

by admin April 9, 2019

25 Best Baby Mickey Mouse 1st Birthday Invitations . Whether you’re intending a birthday celebration event for…
Birthday Quote Ideas
35 Best Birthday Mother Quotes

by admin April 8, 2019

by admin April 8, 2019

35 Best Birthday Mother Quotes . Birthday quotes are also at times funny birthday wishes. We specifically…
Bathroom Ideas
35 Cute Sliding Bathroom Mirror

by admin April 8, 2019

by admin April 8, 2019

35 Cute Sliding Bathroom Mirror .Bright whites constantly look a little much more crisp with an aspect…
St. Patrick's Day Recipes
Top 22 Green Desserts for St Patrick's Day

by admin April 8, 2019

by admin April 8, 2019

Top 22 Green Desserts for St Patrick&#039;s Day .While any eco-friendly foods might pass as festive on…
Landscape Ideas
23 Fancy Terrace Board Landscape Edging

by admin April 8, 2019

by admin April 8, 2019

23 Fancy Terrace Board Landscape Edging .When picking the materials to bring your lawn-edging ideas to life,…
Low Calorie Recipes
The 30 Best Ideas for Low Calorie Sweet Potato Pie

by admin April 8, 2019

by admin April 8, 2019

The 30 Best Ideas for Low Calorie Sweet Potato Pie .Don’t allow several of the components mislead…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?