Home, Family, Style and Art Ideas

Landscape Ideas
20 Fancy Landscape Around Concrete Patio

by admin April 16, 2019

by admin April 16, 2019

20 Fancy Landscape Around Concrete Patio .There are various other ways to do it (such as patio…
Nail Designs
The 20 Best Ideas for Tropical Flower Nail Designs

by admin April 16, 2019

by admin April 16, 2019

The 20 Best Ideas for Tropical Flower Nail Designs .There are the classics, like pumpkins and cute…
Long Hairstyles
Best 23 Long Hair Hairstyles

by admin April 16, 2019

by admin April 16, 2019

Best 23 Long Hair Hairstyles .Action to protecting against hair damage is conditioning. When you problem your…
Holiday Party Ideas
21 Ideas for Fun Holiday Party Ideas for Adults

by admin April 16, 2019

by admin April 16, 2019

21 Ideas for Fun Holiday Party Ideas for Adults .Have on your own a cheerful little Xmas…
Nail Art
21 Best Ideas Plaid Nail Art Tutorial

by admin April 16, 2019

by admin April 16, 2019

21 Best Ideas Plaid Nail Art Tutorial .There are the standards, like pumpkins and also charming deer,…
Kitchen Ideas
20 Charming Tin Kitchen Backsplash

by admin April 16, 2019

by admin April 16, 2019

20 Charming Tin Kitchen Backsplash . Choosing tile for your backsplash can be a satisfying phase of…
DIY Plan Ideas
The top 25 Ideas About Diy Studio Desk Plans

by admin April 16, 2019

by admin April 16, 2019

The top 25 Ideas About Diy Studio Desk Plans .One point that you must keep in mind…
Birthday Cake Ideas
The top 20 Ideas About Birthday Cakes Boston

by admin April 16, 2019

by admin April 16, 2019

The top 20 Ideas About Birthday Cakes Boston .Birthday celebrations are insufficient without Cakes! The method of…
Kids Room Décor Ideas
23 Best Ideas Cool Kids Room

by admin April 16, 2019

by admin April 16, 2019

23 Best Ideas Cool Kids Room .Teenage room suggestions As kids grow up, their bed room becomes…
Easter Recipes
The Best Easter Ham Leftovers Recipes

by admin April 16, 2019

by admin April 16, 2019

The Best Easter Ham Leftovers Recipes .For those of you not consuming meat, below are more than…

1
…
1,575
1,576
1,577
1,578
1,579
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?