Home, Family, Style and Art Ideas

Quotes for Kids
Top 20 Children Dream Quotes

by admin April 9, 2019

by admin April 9, 2019

Top 20 Children Dream Quotes .We often assume concerning how they speak to grownups and their peers…
Birthday Gift Inspirations
Best 24 Gift for First Birthday

by admin April 9, 2019

by admin April 9, 2019

Best 24 Gift for First Birthday . Certain, you can pick something cool off of the rack…
Best Easter Ideas
Top 25 Easter Art Activities for Preschoolers

by admin April 9, 2019

by admin April 9, 2019

Top 25 Easter Art Activities for Preschoolers .Explode bunnies are truly preferred nowadays and also most individuals…
Gift Ideas For Girlfriend
Best 35 Valentines Day Gift Ideas Girlfriend

by admin April 9, 2019

by admin April 9, 2019

Best 35 Valentines Day Gift Ideas Girlfriend .It doesn t need to be a birthday, anniversary, or…
Inspirational Quotes
The Best Inspirational Bird Quotes

by admin April 9, 2019

by admin April 9, 2019

The Best Inspirational Bird Quotes .Put life in perspective with with some short yet sage pieces of…
Birthday Party Ideas
21 Best 3rd Birthday Party Ideas for Girl

by admin April 9, 2019

by admin April 9, 2019

21 Best 3rd Birthday Party Ideas for Girl . For the youngest among us, birthday celebration celebrations…
Crochet Hairstyles
22 Best Crochet Twist Hairstyles

by admin April 9, 2019

by admin April 9, 2019

22 Best Crochet Twist Hairstyles .It looks stylish and also refined. It s quickly one of my…
Wedding Hairstyles
Best 20 Wedding Ponytails Hairstyles

by admin April 9, 2019

by admin April 9, 2019

Best 20 Wedding Ponytails Hairstyles .It needs to be noted that altering to a brief hairstyle for…
Landscape Ideas
20 Cute Small Patio Landscaping

by admin April 9, 2019

by admin April 9, 2019

20 Cute Small Patio Landscaping .There are other ways to do it (such as patio area planter…
Easy Hairstyles
Top 21 Beautiful Easy Hairstyles

by admin April 9, 2019

by admin April 9, 2019

Top 21 Beautiful Easy Hairstyles .Most females enjoy having long hair due to the fact that they…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?