Home, Family, Style and Art Ideas

DIY Mask Ideas
23 Of the Best Ideas for Diy Masks for Blackheads

by admin April 9, 2019

by admin April 9, 2019

23 Of the Best Ideas for Diy Masks for Blackheads . This moisturizing, personalized DIY sheet mask…
Easter Recipes
The top 24 Ideas About is Panera Bread Open On Easter Sunday

by admin April 9, 2019

by admin April 9, 2019

The top 24 Ideas About is Panera Bread Open On Easter Sunday .For those of you not…
Best Passover Ideas
24 Ideas for Food for Passover

by admin April 9, 2019

by admin April 9, 2019

24 Ideas for Food for Passover .Check out on for some terrific thoughts on just how you…
Mothers Day Gift Ideas
The 30 Best Ideas for Gift Ideas for Mother In Law who Has Everything

by admin April 9, 2019

by admin April 9, 2019

The 30 Best Ideas for Gift Ideas for Mother In Law who Has Everything .The last point…
Graduation Gift Ideas
The top 25 Ideas About Graduation Gift Ideas for Older Adults

by admin April 9, 2019

by admin April 9, 2019

The top 25 Ideas About Graduation Gift Ideas for Older Adults .Whether your senior high school grad…
Coloring Pages for Children
21 Best Ideas Mindfulness Coloring Pages for Kids

by admin April 9, 2019

by admin April 9, 2019

21 Best Ideas Mindfulness Coloring Pages for Kids .Vacations Coloring Pages Oh what enjoyable the holidays are…
Relationship Quotes
The top 30 Ideas About Trust In A Relationship Quotes

by admin April 9, 2019

by admin April 9, 2019

The top 30 Ideas About Trust In A Relationship Quotes .Relationships resemble the tides: they ebb and…
Kitchen Ideas
20 Spectacular Best Kitchen Backsplash Material

by admin April 9, 2019

by admin April 9, 2019

20 Spectacular Best Kitchen Backsplash Material .How It’s DoneRun 4 x 4-inch white tiles in a diagonal…
Gifts for Kids
22 Best Children are A Gift From God Kjv

by admin April 9, 2019

by admin April 9, 2019

22 Best Children are A Gift From God Kjv .Looking for something a little extra specific? We…
DIY Craft for Preschoolers Ideas
25 Of the Best Ideas for Craft Ideas for Preschoolers

by admin April 9, 2019

by admin April 9, 2019

25 Of the Best Ideas for Craft Ideas for Preschoolers .Get ready to take arts ‘n’ crafts…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?