Home, Family, Style and Art Ideas

St. Patrick's Day Recipes
22 Best St Patricks Day Dinners

by admin April 10, 2019

by admin April 10, 2019

22 Best St Patricks Day Dinners .Patrick’s Day is just around the corner. I’ve been cooking up…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for Teenage Daughter

by admin April 10, 2019

by admin April 10, 2019

The top 20 Ideas About Christmas Gift Ideas for Teenage Daughter . For a DIY Xmas gift…
Curly Hairstyles
Top 25 Curly and Wavy Hairstyles

by admin April 10, 2019

by admin April 10, 2019

Top 25 Curly and Wavy Hairstyles .You need to likewise keep your approval and also correct problem.…
Gifts for Kids
Best 22 Creative Gifts for Children

by admin April 10, 2019

by admin April 10, 2019

Best 22 Creative Gifts for Children .Not just do these bikes offer a seamless flight for youngsters,…
Mothers Day Gift Ideas
30 Of the Best Ideas for Mother Of Bride Gift Ideas

by admin April 10, 2019

by admin April 10, 2019

30 Of the Best Ideas for Mother Of Bride Gift Ideas .The last point any mother wants…
Motivational Quotes
30 Of the Best Ideas for Motivational Quotes for Business Owners

by admin April 10, 2019

by admin April 10, 2019

30 Of the Best Ideas for Motivational Quotes for Business Owners .Successful people do not end up…
Tea Party Ideas
Best 30 American Girl Tea Party Food Ideas

by admin April 10, 2019

by admin April 10, 2019

Best 30 American Girl Tea Party Food Ideas .Few tea party ideas are as vital as tea!…
Kitchen Ideas
20 Lovely Mexican Tile Backsplash Kitchen

by admin April 10, 2019

by admin April 10, 2019

20 Lovely Mexican Tile Backsplash Kitchen . Selecting tile for your backsplash can be a pleasurable stage…
Long Hairstyles
Top 23 Long Hair Boy Hairstyles

by admin April 9, 2019

by admin April 9, 2019

Top 23 Long Hair Boy Hairstyles .Most significantly with long hairstyles, you have to avoid breakage which…
Best Pi Day Ideas
Best 21 Pi Day Activities for High School

by admin April 9, 2019

by admin April 9, 2019

Best 21 Pi Day Activities for High School .Pi has actually been determined to over one trillion…

1
…
1,573
1,574
1,575
1,576
1,577
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?