Home, Family, Style and Art Ideas

Bathroom Ideas
25 Spectacular Lighting Fixtures Bathroom

by admin April 10, 2019

by admin April 10, 2019

25 Spectacular Lighting Fixtures Bathroom .You ll also want to light the vanity area with some exceptional…
Make-ahead Recipes
Best 20 Make Ahead Bruschetta

by admin April 10, 2019

by admin April 10, 2019

Best 20 Make Ahead Bruschetta .Obtain your feast on faster with these make-ahead enchiladas. The tortillas can…
Mothers Day Gift Ideas
30 Best Gift Ideas for New Grandmothers

by admin April 10, 2019

by admin April 10, 2019

30 Best Gift Ideas for New Grandmothers .The last point any kind of mama wants is a…
Dinner Recipes
35 Best Ideas Weeknight Dinners Ideas

by admin April 10, 2019

by admin April 10, 2019

35 Best Ideas Weeknight Dinners Ideas .For a quick dish that’s low in carbohydrates yet huge on…
Anime Hairstyles
The top 23 Ideas About Anime Long Hairstyles Male

by admin April 10, 2019

by admin April 10, 2019

The top 23 Ideas About Anime Long Hairstyles Male .Often the hair appears semi-transparent, with the character’s…
Easter Recipes
24 Best Easter Fish Recipes

by admin April 10, 2019

by admin April 10, 2019

24 Best Easter Fish Recipes .For those of you not consuming meat, here are more than 20…
St. Patrick's Day Recipes
22 Best St Patrick's Day Desserts Recipes Easy

by admin April 10, 2019

by admin April 10, 2019

22 Best St Patrick&#039;s Day Desserts Recipes Easy .If you require a little extra luck impressing your…
Dinner Recipes
35 Best Chicken Leg Dinner Ideas

by admin April 10, 2019

by admin April 10, 2019

35 Best Chicken Leg Dinner Ideas .We enjoy multi-purpose kitchen area gadgets that make life less complicated,…
Gift Ideas For Couples
The top 20 Ideas About Christmas Gift Ideas for A Couple

by admin April 10, 2019

by admin April 10, 2019

The top 20 Ideas About Christmas Gift Ideas for A Couple . The pair that’s always holding…
DIY Dog Ideas
The Best Diy Dog Ramp for Stairs

by admin April 10, 2019

by admin April 10, 2019

The Best Diy Dog Ramp for Stairs . Seeking some pet dog crafts to produce your dog?…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?