Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
22 Best Ideas St Patrick's Day Meals Ideas

by admin April 11, 2019

by admin April 11, 2019

22 Best Ideas St Patrick&#039;s Day Meals Ideas .The surprise factor. Most individuals anticipate to receive presents…
Casserole Recipes
24 Ideas for Pioneer Woman Corn Casserole

by admin April 11, 2019

by admin April 11, 2019

24 Ideas for Pioneer Woman Corn Casserole .I made this tonight and it ended up wonderful. I…
Best Easter Ideas
The Best Ideas for Easter Baskets Diy

by admin April 11, 2019

by admin April 11, 2019

The Best Ideas for Easter Baskets Diy .Explode bunnies are actually popular nowadays and most people simply…
Best Thanksgiving Ideas
The Best Funny Thanksgiving Quotes Photos

by admin April 10, 2019

by admin April 10, 2019

The Best Funny Thanksgiving Quotes Photos .You need to bear in mind that Thanksgiving is only a…
Gifts for Kids
The 22 Best Ideas for Cool Birthday Gifts for Kids

by admin April 10, 2019

by admin April 10, 2019

The 22 Best Ideas for Cool Birthday Gifts for Kids .We ve selected some of the most…
Wedding Bands
25 Of the Best Ideas for Black Titanium Wedding Bands for Him

by admin April 10, 2019

by admin April 10, 2019

25 Of the Best Ideas for Black Titanium Wedding Bands for Him .Prices are comparable to various…
Kids Room Ideas
25 Awesome Indoor Skydiving for Kids

by admin April 10, 2019

by admin April 10, 2019

25 Awesome Indoor Skydiving for Kids .Rather of maintaining them homebound, allow them run trouble in an…
DIY Dog Ideas
22 Best Ideas Diy Dog Harness Pattern

by admin April 10, 2019

by admin April 10, 2019

22 Best Ideas Diy Dog Harness Pattern . Searching for some canine crafts to make for your…
Living Room Ideas
23 Finest Wall Painting for Living Room

by admin April 10, 2019

by admin April 10, 2019

23 Finest Wall Painting for Living Room .Recreation, comfort, togetherness. It’s the setting for many memories as…
Living Room Ideas
22 Unique Living Room Bookcase Ideas

by admin April 10, 2019

by admin April 10, 2019

22 Unique Living Room Bookcase Ideas .Contemporary living space de cor withstands the minutiae of decoration and…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?