Home, Family, Style and Art Ideas

Cool Hairstyles
Top 20 Cool Hairstyles for Thin Hair

by admin September 30, 2018

by admin September 30, 2018

Top 20 Cool Hairstyles for Thin Hair .Lengthy hair normally offers you different options for designing. Awesome…
Best Fathers Day Ideas
Best 20 Free Fathers Day Ideas

by admin September 30, 2018

by admin September 30, 2018

Best 20 Free Fathers Day Ideas .Parenting has three phases, one when the children are babies and…
Curly Hairstyles
25 Of the Best Ideas for Layered Curly Haircuts

by admin September 30, 2018

by admin September 30, 2018

25 Of the Best Ideas for Layered Curly Haircuts .It appears that people want hairstyles with curly…
Best Valentines Day Ideas
The Best Ideas for Hate Valentines Day Quote

by admin September 30, 2018

by admin September 30, 2018

The Best Ideas for Hate Valentines Day Quote .Yes, the wonderful day is close. I indicate Valentines…
Bathroom Ideas
20 Wonderful Bathroom Colors 2020

by admin September 30, 2018

by admin September 30, 2018

20 Wonderful Bathroom Colors 2020 .Prior to choosing restroom color design, it s a good concept to…
Party Food Ideas
Top 24 Easy Halloween Party Finger Food Ideas

by admin September 30, 2018

by admin September 30, 2018

Top 24 Easy Halloween Party Finger Food Ideas .@[Chips and dip is constantly a party preferred, but…
Pool Ideas
30 Perfect Slide for Above Ground Pool

by admin September 30, 2018

by admin September 30, 2018

30 Perfect Slide for Above Ground Pool .If you are assuming about setting up an above ground…
Best Fall Ideas
The Best Ideas for Fall Home Decor 2020

by admin September 29, 2018

by admin September 29, 2018

The Best Ideas for Fall Home Decor 2020 .@[Among the most touching and also extravagant motif wedding…
Birthday Gift Inspirations
Best 24 Birthday Gift for 5 Year Old Boy

by admin September 29, 2018

by admin September 29, 2018

Best 24 Birthday Gift for 5 Year Old Boy . Sure, you can pick something cool off…
Mermaid Party Ideas
The Best Ariel Mermaid Birthday Party Ideas

by admin September 29, 2018

by admin September 29, 2018

The Best Ariel Mermaid Birthday Party Ideas .Mermaids allow with kids. In various other information, water is…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?