Home, Family, Style and Art Ideas

Christmas Party Ideas
25 Of the Best Ideas for Kid Christmas Party Game Ideas

by admin April 11, 2019

by admin April 11, 2019

25 Of the Best Ideas for Kid Christmas Party Game Ideas . If individuals are looking to…
Passover Recipes
Best 23 Passover Vegetable Side Dishes

by admin April 11, 2019

by admin April 11, 2019

Best 23 Passover Vegetable Side Dishes .Eco-friendly is often tough to come by throughout Passover, though the…
Keto Recipes
21 Best Ideas Keto Boneless Skinless Chicken Thighs

by admin April 11, 2019

by admin April 11, 2019

21 Best Ideas Keto Boneless Skinless Chicken Thighs .This is for you if you are looking for…
Coloring Pages For Toddlers
Top 20 Letter H Coloring Pages for toddlers

by admin April 11, 2019

by admin April 11, 2019

Top 20 Letter H Coloring Pages for toddlers .I m an initial grade teacher. For imagination, I…
Wedding Hairstyles
23 Ideas for Hairstyle for Long Hair for Indian Wedding

by admin April 11, 2019

by admin April 11, 2019

23 Ideas for Hairstyle for Long Hair for Indian Wedding .Looking for the best hairstyle isn’t that…
DIY Costume Ideas
35 Of the Best Ideas for Wednesday Addams Costume Diy

by admin April 11, 2019

by admin April 11, 2019

35 Of the Best Ideas for Wednesday Addams Costume Diy . Your child brings shade to your…
Gifts for Kids
Best 22 Fun Gift Ideas for Kids

by admin April 11, 2019

by admin April 11, 2019

Best 22 Fun Gift Ideas for Kids .We likewise have presents for teen kids as well as…
Funny Quotes
The 25 Best Ideas for Funny Selfish Quotes

by admin April 11, 2019

by admin April 11, 2019

The 25 Best Ideas for Funny Selfish Quotes .God’s love is bountiful for every creature. Look at…
Cute Hairstyles
Best 22 Cute Haircuts for Black Women

by admin April 11, 2019

by admin April 11, 2019

Best 22 Cute Haircuts for Black Women .There are various hair transformation devices online that guarantees to…
Easter Recipes
The Best Ideas for Pre Made Easter Dinner

by admin April 11, 2019

by admin April 11, 2019

The Best Ideas for Pre Made Easter Dinner .This sophisticated appetizer integrates easily with basic, time-saving components.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?