Home, Family, Style and Art Ideas

Romantic Quotes
The 23 Best Ideas for Romantic Star Quotes

by admin April 12, 2019

by admin April 12, 2019

The 23 Best Ideas for Romantic Star Quotes .The point is that love gives us a ringside…
Vegan Recipes
30 Best Vegan Date Brownies

by admin April 12, 2019

by admin April 12, 2019

30 Best Vegan Date Brownies .Listed below, you’ll find wholesome vegan dishes made with protein-rich entire grains,…
Easy Hairstyles
Best 21 Medium Easy Hairstyles

by admin April 12, 2019

by admin April 12, 2019

Best 21 Medium Easy Hairstyles .Many women delight in having long hair due to the fact that…
Instant Pot Recipes
25 Best Ideas Carrot soup Instant Pot

by admin April 12, 2019

by admin April 12, 2019

25 Best Ideas Carrot soup Instant Pot .These Instant Pot recipes are about to save you from…
Kids Party Ideas
Top 24 Little Kids Birthday Party

by admin April 12, 2019

by admin April 12, 2019

Top 24 Little Kids Birthday Party .Well, retreat space challenges are normally oriented on miss who want…
Best 4th of July Ideas
The Best Ideas for American Independence Day Quotes

by admin April 12, 2019

by admin April 12, 2019

The Best Ideas for American Independence Day Quotes .If, on the other hand, the emphasis for you…
Mothers Day Gift Ideas
Best 30 Mothers Gift Ideas

by admin April 12, 2019

by admin April 12, 2019

Best 30 Mothers Gift Ideas .The last thing any kind of mother desires is a fistful of…
Anniversary Gift Ideas
20 Best Ideas Six Months Anniversary Gift Ideas

by admin April 12, 2019

by admin April 12, 2019

20 Best Ideas Six Months Anniversary Gift Ideas .Please your cherished spouse by gifting a gorgeous individualized…
Best Passover Ideas
Best 24 Passover Recipe

by admin April 11, 2019

by admin April 11, 2019

Best 24 Passover Recipe .Passover is a time for connecting to those whom you hold most precious,…
Landscape Ideas
35 Wonderful Backyard Grill Cover

by admin April 11, 2019

by admin April 11, 2019

35 Wonderful Backyard Grill Cover .A backyard is an expansion of what’s taking place inside our home,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?