Home, Family, Style and Art Ideas

Coloring Pages For Toddlers
20 Best toddler Coloring Pages

by admin April 13, 2019

by admin April 13, 2019

20 Best toddler Coloring Pages .My kids utilize (as well as delight in) the coloring sheets that…
Mothers Day Gift Ideas
Best 30 Mother's Day Gift Ideas Homemade

by admin April 13, 2019

by admin April 13, 2019

Best 30 Mother&#039;s Day Gift Ideas Homemade .The last point any mommy wants is a fistful of…
Best Easter Ideas
Best 25 3 Year Old Easter Basket Ideas

by admin April 13, 2019

by admin April 13, 2019

Best 25 3 Year Old Easter Basket Ideas .Many people love to enhance the beyond their houses…
Best Pi Day Ideas
Top 21 Food for Pi Day

by admin April 13, 2019

by admin April 13, 2019

Top 21 Food for Pi Day .Pi (p) Day Founded in 1988 at the Exploratorium, Pi (p)…
Wedding Invitations
The Best Ideas for Wedding Invitations Wording Casual

by admin April 12, 2019

by admin April 12, 2019

The Best Ideas for Wedding Invitations Wording Casual .There are several kinds of wedding event invitations to…
Holiday Party Ideas
The Best Holiday Cocktail Party Food Ideas

by admin April 12, 2019

by admin April 12, 2019

The Best Holiday Cocktail Party Food Ideas . Have you started assuming regarding your company’s holiday celebration?…
Nail Styles
22 Best New Nail Styles

by admin April 12, 2019

by admin April 12, 2019

22 Best New Nail Styles .If you desire to do it on your very own, constantly bear…
Brooches
22 Of the Best Ideas for Brooches Display

by admin April 12, 2019

by admin April 12, 2019

22 Of the Best Ideas for Brooches Display .Sparkling crystals embellish these likes outfit fashion jewelry breastpin…
Nail Designs
The 20 Best Ideas for Food Nail Designs

by admin April 12, 2019

by admin April 12, 2019

The 20 Best Ideas for Food Nail Designs .When the intense white tones of summertime have gone…
Landscape Ideas
23 Luxurious Rubberific Landscape Edging

by admin April 12, 2019

by admin April 12, 2019

23 Luxurious Rubberific Landscape Edging .When choosing the materials to bring your lawn-edging ideas to life, maintain…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?