Home, Family, Style and Art Ideas

Birthday Gift Ideas
Top 20 15th Birthday Gift Ideas

by admin April 13, 2019

by admin April 13, 2019

Top 20 15th Birthday Gift Ideas .If you’re immediately after a special birthday gift, then you’ve come…
Best St. Patrick Day Ideas
22 Best Ideas Easy St. Patrick's Day Crafts

by admin April 13, 2019

by admin April 13, 2019

22 Best Ideas Easy St. Patrick&#039;s Day Crafts .With tongue in cheek every American who suches as…
Mothers Day Gift Ideas
The Best Mother's Day Gift Basket Ideas Diy

by admin April 13, 2019

by admin April 13, 2019

The Best Mother&#039;s Day Gift Basket Ideas Diy .The last thing any kind of mother desires is…
Easter Party Ideas
Top 30 toddler Easter Party Ideas

by admin April 13, 2019

by admin April 13, 2019

Top 30 toddler Easter Party Ideas .Whether you have a small celebration or a huge household affair,…
Anime Hairstyles
23 Best Ideas Long Male Hairstyles Anime

by admin April 13, 2019

by admin April 13, 2019

23 Best Ideas Long Male Hairstyles Anime .Often the hair appears semi-transparent, with the character’s eyes noticeable…
Coloring Pages For Boys
Top 30 Coloring Pages Boys

by admin April 13, 2019

by admin April 13, 2019

Top 30 Coloring Pages Boys .Children are additionally joined in their life’s enthusiasms. To obtain a youngster…
Bridesmaid Hairstyles
21 Of the Best Ideas for Teenage Bridesmaid Hairstyles

by admin April 13, 2019

by admin April 13, 2019

21 Of the Best Ideas for Teenage Bridesmaid Hairstyles .For the modern bridesmaids, gone are the days…
Easter Party Ideas
30 Best Ideas Kid Easter Party Ideas

by admin April 13, 2019

by admin April 13, 2019

30 Best Ideas Kid Easter Party Ideas .Whether you have a little gathering or a large household…
Wedding Hairstyles
20 Of the Best Ideas for Black Women Wedding Hairstyles

by admin April 13, 2019

by admin April 13, 2019

20 Of the Best Ideas for Black Women Wedding Hairstyles .In several means, looking for a wedding…
Glitter Nails
The Best Ideas for Glitter Almond Nails

by admin April 13, 2019

by admin April 13, 2019

The Best Ideas for Glitter Almond Nails .This ombre style is perfect for you if you have…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?