Home, Family, Style and Art Ideas

Easter Recipes
The Best Popular Easter Dinners

by admin April 14, 2019

by admin April 14, 2019

The Best Popular Easter Dinners .For those of you not eating meat, right here are more than…
DIY Dog Ideas
Top 22 Diy Dog Leave In Conditioner Spray

by admin April 14, 2019

by admin April 14, 2019

Top 22 Diy Dog Leave In Conditioner Spray . Seeking some pet dog crafts to create your…
Slow Cooker Recipes
21 Ideas for Creamy Chicken Wild Rice soup Slow Cooker

by admin April 14, 2019

by admin April 14, 2019

21 Ideas for Creamy Chicken Wild Rice soup Slow Cooker .If your slow-cooker isn’t currently your favored…
Casserole Recipes
24 Best Paula Deen Chicken Casserole

by admin April 14, 2019

by admin April 14, 2019

24 Best Paula Deen Chicken Casserole .Early casserole recipes was composed of rice that was battered, pressed,…
St. Patrick's Day Recipes
22 Of the Best Ideas for Desserts for St Patrick's Day

by admin April 14, 2019

by admin April 14, 2019

22 Of the Best Ideas for Desserts for St Patrick&#039;s Day .While any kind of eco-friendly foods…
Living Room Ideas
20 Wonderful Living Room Wall

by admin April 14, 2019

by admin April 14, 2019

20 Wonderful Living Room Wall .Wall surface d cor – including wall art, wall accents, and wall…
Wedding Favors
21 Best Ideas Wedding Favors Unique

by admin April 14, 2019

by admin April 14, 2019

21 Best Ideas Wedding Favors Unique .A wedding favor is an old tradition in which little gifts…
Mothers Day Gift Ideas
30 Best Ideas Awesome Mothers Day Gift Ideas

by admin April 14, 2019

by admin April 14, 2019

30 Best Ideas Awesome Mothers Day Gift Ideas .The last point any kind of mom desires is…
Mothers Day Quotes
The 35 Best Ideas for Quotes About A Mother and Her son

by admin April 14, 2019

by admin April 14, 2019

The 35 Best Ideas for Quotes About A Mother and Her son .Mom’s Day is the unique…
Casserole Recipes
Best 24 Low Carb Chicken Broccoli Casserole

by admin April 14, 2019

by admin April 14, 2019

Best 24 Low Carb Chicken Broccoli Casserole .Early casserole recipes was composed of rice that was battered,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?