Home, Family, Style and Art Ideas

Bedroom Ideas
25 Awesome Painting Ideas for Bedroom

by admin April 15, 2019

by admin April 15, 2019

25 Awesome Painting Ideas for Bedroom .We’ll be the very first to confess that awakening early as…
Best Pi Day Ideas
Top 21 Pi Day Activities Math

by admin April 15, 2019

by admin April 15, 2019

Top 21 Pi Day Activities Math .Pi has been determined to over one trillion figures beyond its…
Nail Designs
The Best Cancer Awareness Nail Designs

by admin April 14, 2019

by admin April 14, 2019

The Best Cancer Awareness Nail Designs .Terrific ready to schedule your following manicure, due to the fact…
Easter Party Ideas
30 Of the Best Ideas for Kindergarten Easter Party Ideas

by admin April 14, 2019

by admin April 14, 2019

30 Of the Best Ideas for Kindergarten Easter Party Ideas .Whether you have a tiny celebration or…
Birthday Party Inspirations
30 Best 13 Year Old Girl Birthday Party

by admin April 14, 2019

by admin April 14, 2019

30 Best 13 Year Old Girl Birthday Party . Discover Birthday Celebration Party Product, including Decorations, Favors…
Kids Party Ideas
The 24 Best Ideas for Football Party Ideas for Kids

by admin April 14, 2019

by admin April 14, 2019

The 24 Best Ideas for Football Party Ideas for Kids .You can make this easily accessible for…
Mothers Day Quotes
The top 35 Ideas About Quote for son From Mother

by admin April 14, 2019

by admin April 14, 2019

The top 35 Ideas About Quote for son From Mother .Mom’s Day is the special season when…
Mothers Day Quotes
The Best Ideas for Quotes About Motherhood

by admin April 14, 2019

by admin April 14, 2019

The Best Ideas for Quotes About Motherhood .Mom’s Day is the special time of year when you…
Christmas Quotes
21 Best Christmas Quote for Husband

by admin April 14, 2019

by admin April 14, 2019

21 Best Christmas Quote for Husband .In the days leading up to Xmas, it in some cases…
Beautiful Nails
Best 20 Beautiful Nails Pictures

by admin April 14, 2019

by admin April 14, 2019

Best 20 Beautiful Nails Pictures .Our one-of-a-kind solutions consist of late evenings, loyalty systems, exclusive hire, skincare…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?