Home, Family, Style and Art Ideas

Easter Party Ideas
30 Best Ideas for Easter Party

by admin April 16, 2019

by admin April 16, 2019

30 Best Ideas for Easter Party .Whether you have a small celebration or a large family members…
Best Pi Day Ideas
21 Ideas for Funny Quotes About Pi Day

by admin April 16, 2019

by admin April 16, 2019

21 Ideas for Funny Quotes About Pi Day .Pi (p) Day Established in 1988 at the Exploratorium,…
Recipes for Kids
Best 25 Baby Red Potatoes Recipes

by admin April 15, 2019

by admin April 15, 2019

Best 25 Baby Red Potatoes Recipes .When it comes time to eat, children are totally unpredictable they…
Best St. Patrick Day Ideas
The top 22 Ideas About Food for St Patrick's Day Party

by admin April 15, 2019

by admin April 15, 2019

The top 22 Ideas About Food for St Patrick&#039;s Day Party .Descendents of those who immigrated during…
Wedding Dresses
20 Best Ideas Discount Wedding Dress

by admin April 15, 2019

by admin April 15, 2019

20 Best Ideas Discount Wedding Dress .Wedding dress budgets are seldom exact. You might need to invest…
Coloring Pages For Toddlers
Top 20 Free Coloring Pages for toddlers

by admin April 15, 2019

by admin April 15, 2019

Top 20 Free Coloring Pages for toddlers .My children use (as well as delight in) the coloring…
Kitchen Ideas
30 Gorgeous Kitchen Utensil Drawer organizer

by admin April 15, 2019

by admin April 15, 2019

30 Gorgeous Kitchen Utensil Drawer organizer .Undoubtedly you ve heard of this revolutionary thing called a seasoning…
Wedding Bands
25 Best Mens Diamond Wedding Bands

by admin April 15, 2019

by admin April 15, 2019

25 Best Mens Diamond Wedding Bands .Rates are comparable to various other sites in this overview, yet…
Organizing Ideas
30 Spectacular Sports organizer for Garage

by admin April 15, 2019

by admin April 15, 2019

30 Spectacular Sports organizer for Garage .Garage Shelving Units Open shelving units maintain your products arranged and…
Motivational Quotes
30 Ideas for Faith Motivational Quotes

by admin April 15, 2019

by admin April 15, 2019

30 Ideas for Faith Motivational Quotes . What is it regarding motivational quotes that make them so…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?