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Kitchen Ideas
20 Trendy Tile Backsplash Kitchen Ideas

by admin April 17, 2019

by admin April 17, 2019

20 Trendy Tile Backsplash Kitchen Ideas . Selecting tile for your backsplash can be a pleasurable phase…
Kitchen Ideas
20 Best Of Sticky Backsplash for Kitchen

by admin April 17, 2019

by admin April 17, 2019

20 Best Of Sticky Backsplash for Kitchen .It doesn’t get much easier than this when you’re talking…
Gift Ideas For Boyfriend
The top 25 Ideas About Surprise Gift Ideas for Boyfriend

by admin April 17, 2019

by admin April 17, 2019

The top 25 Ideas About Surprise Gift Ideas for Boyfriend . If you are the crafty or…
Mothers Day Gift Ideas
The Best Ideas for Gift Ideas Grandmother

by admin April 17, 2019

by admin April 17, 2019

The Best Ideas for Gift Ideas Grandmother .The last point any type of mother wants is a…
Wedding Shoes
The Best Ideas for Dark Purple Wedding Shoes

by admin April 17, 2019

by admin April 17, 2019

The Best Ideas for Dark Purple Wedding Shoes .The bride can likewise choose wedge shoes to wear…
Party Food Ideas
24 Best Food Truck Party Ideas

by admin April 17, 2019

by admin April 17, 2019

24 Best Food Truck Party Ideas .@[Chips and also dip is always a party favorite, but for…
Passover Recipes
The Best Passover Lemon Sponge Cake

by admin April 17, 2019

by admin April 17, 2019

The Best Passover Lemon Sponge Cake .Green is usually tough ahead by during Passover, though a lot…
Mothers Day Gift Ideas
Top 30 Mother's Day Jewelry Gift Ideas

by admin April 17, 2019

by admin April 17, 2019

Top 30 Mother&#039;s Day Jewelry Gift Ideas .The last thing any mother desires is a fistful of…
Passover Recipes
The top 23 Ideas About Passover Desserts Nyc

by admin April 17, 2019

by admin April 17, 2019

The top 23 Ideas About Passover Desserts Nyc .Passover Recipes Locate all the scrumptious recipes you’ll need…
Mothers Day Quotes
35 Best Mother Teresa Quotes Smile

by admin April 17, 2019

by admin April 17, 2019

35 Best Mother Teresa Quotes Smile .Mom’s Day is the special time of year when you reach…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?