Home, Family, Style and Art Ideas

Casserole Recipes
The 24 Best Ideas for Chicken Mushroom Rice Casserole

by admin April 18, 2019

by admin April 18, 2019

The 24 Best Ideas for Chicken Mushroom Rice Casserole .I made this tonight and also it turned…
Funny Birthday Ideas
21 Best Sister Funny Birthday Wishes

by admin April 18, 2019

by admin April 18, 2019

21 Best Sister Funny Birthday Wishes .Birthday is an opportunity to make individuals really feel loved as…
Best Pi Day Ideas
21 Of the Best Ideas for Pi Day Wedding Gifts

by admin April 18, 2019

by admin April 18, 2019

21 Of the Best Ideas for Pi Day Wedding Gifts .While just a handful of figures are…
Engagement Party Ideas
Best 21 Ideas Engagement Party

by admin April 18, 2019

by admin April 18, 2019

Best 21 Ideas Engagement Party . Break out the rose gold sequin outfit from New Year’s Eve,…
Mothers Day Quotes
The Best Ideas for Mother Teresa Ripple Quote

by admin April 18, 2019

by admin April 18, 2019

The Best Ideas for Mother Teresa Ripple Quote . Mom’s Day arrive at Sunday, May 12 this…
Brooches
Top 22 Victorian Brooches

by admin April 18, 2019

by admin April 18, 2019

Top 22 Victorian Brooches .Sparkling crystals decorate these loves costume fashion jewelry breastpin pins so they actually…
Mothers Day Gift Ideas
The Best Quick Mother's Day Gift Ideas

by admin April 18, 2019

by admin April 18, 2019

The Best Quick Mother&#039;s Day Gift Ideas .The last thing any type of mom desires is a…
DIY Outdoor Ideas
Top 35 Diy Outdoor solar Shower

by admin April 17, 2019

by admin April 17, 2019

Top 35 Diy Outdoor solar Shower .Summer season is the period for appreciating whatever outdoors as well…
Kids Party Ideas
24 Of the Best Ideas for Party Entertainment Ideas for Kids

by admin April 17, 2019

by admin April 17, 2019

24 Of the Best Ideas for Party Entertainment Ideas for Kids .Well, there is no need to…
Gift Basket Ideas
Top 22 after Surgery Gift Basket Ideas

by admin April 17, 2019

by admin April 17, 2019

Top 22 after Surgery Gift Basket Ideas . I love gift baskets! Not just are they affordable,…

1
…
1,558
1,559
1,560
1,561
1,562
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?