Home, Family, Style and Art Ideas

Best Pi Day Ideas
Best 21 Creative Pi Day Poster Ideas

by admin April 18, 2019

by admin April 18, 2019

Best 21 Creative Pi Day Poster Ideas .Pi has actually been calculated to over one trillion numbers…
Thank You Gift Ideas
The 21 Best Ideas for Thank You Gift Bag Ideas

by admin April 18, 2019

by admin April 18, 2019

The 21 Best Ideas for Thank You Gift Bag Ideas . If you’re searching for a great…
Gourmet Recipes
30 Best Gourmet Cake Recipes

by admin April 18, 2019

by admin April 18, 2019

30 Best Gourmet Cake Recipes .So what makes gourmet so fantastic? First and foremost it starts with…
Easy Hairstyles
21 Of the Best Ideas for Long Hairstyles Updos Easy

by admin April 18, 2019

by admin April 18, 2019

21 Of the Best Ideas for Long Hairstyles Updos Easy .This innovative as well as elegant hairstyle…
St. Patrick's Day Recipes
The Best Saint Patrick's Day Desserts

by admin April 18, 2019

by admin April 18, 2019

The Best Saint Patrick&#039;s Day Desserts .While any kind of environment-friendly foods might pass as cheery on…
Gift Ideas For Girlfriend
The top 35 Ideas About Valentine Gift Ideas for Teenage Girlfriend

by admin April 18, 2019

by admin April 18, 2019

The top 35 Ideas About Valentine Gift Ideas for Teenage Girlfriend . Make your next gift the…
Rings
Top 21 Diamond Cut Rings

by admin April 18, 2019

by admin April 18, 2019

Top 21 Diamond Cut Rings .A ring for today as well as all of your tomorrows. You…
Kitchen Ideas
20 Wonderful Camper Outdoor Kitchen

by admin April 18, 2019

by admin April 18, 2019

20 Wonderful Camper Outdoor Kitchen .A lot of outdoor kitchen areas are going to be positioned near…
DIY Craft for Kids Ideas
The Best Ideas for Diy Party Decorations for Kids

by admin April 18, 2019

by admin April 18, 2019

The Best Ideas for Diy Party Decorations for Kids . A current study by Dr. Richard Rende…
Life Quotes
The Best New Life Quotes

by admin April 18, 2019

by admin April 18, 2019

The Best New Life Quotes . If you’re trying to find a life insurance policy, we’ve obtained…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?