Home, Family, Style and Art Ideas

Valentines Day Gift Ideas
Best 35 Valentine Gift Ideas Pinterest

by admin April 19, 2019

by admin April 19, 2019

Best 35 Valentine Gift Ideas Pinterest .Store from these thoughtful and also economical choices, and put yourself…
DIY Rack Ideas
Top 24 Diy Snowboard Roof Rack

by admin April 19, 2019

by admin April 19, 2019

Top 24 Diy Snowboard Roof Rack . Very awesome. I will do this eventually. For the edges…
Women Hairstyles
The 20 Best Ideas for Short Haircuts for Women Thick Hair

by admin April 19, 2019

by admin April 19, 2019

The 20 Best Ideas for Short Haircuts for Women Thick Hair .Brief hair design has been attempted…
Nail Ideas
23 Of the Best Ideas for Cute Nail Ideas for Short Nails

by admin April 19, 2019

by admin April 19, 2019

23 Of the Best Ideas for Cute Nail Ideas for Short Nails .A little bit of sparkle…
Inspirational Quotes
The top 24 Ideas About Framed Inspirational Quotes

by admin April 19, 2019

by admin April 19, 2019

The top 24 Ideas About Framed Inspirational Quotes . This is a quote that can come in…
Mothers Day Gift Ideas
30 Of the Best Ideas for 1st Mother's Day Gift Ideas

by admin April 19, 2019

by admin April 19, 2019

30 Of the Best Ideas for 1st Mother&#039;s Day Gift Ideas .The last thing any type of…
Engagement Party Ideas
Top 21 Engagement Party Ideas India

by admin April 19, 2019

by admin April 19, 2019

Top 21 Engagement Party Ideas India . Burst out the rose gold sequin dress from New Year’s…
Mexican Recipes
25 Best Ideas Mexican Chicken Casserole Doritos

by admin April 19, 2019

by admin April 19, 2019

25 Best Ideas Mexican Chicken Casserole Doritos .A passionate mix of beans, corn, tomatoes, and taco seasonings,…
Passover Recipes
23 Of the Best Ideas for Passover Chocolate Mousse

by admin April 19, 2019

by admin April 19, 2019

23 Of the Best Ideas for Passover Chocolate Mousse .Environment-friendly is often hard to find by throughout…
Wedding Invitations
21 Best Turquoise and Purple Wedding Invitations

by admin April 18, 2019

by admin April 18, 2019

21 Best Turquoise and Purple Wedding Invitations .When preparing a wedding event, there are several kinds of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?