Home, Family, Style and Art Ideas

Mothers Day Gift Ideas
The 30 Best Ideas for Chemotherapy Gift Ideas

by admin April 27, 2019

by admin April 27, 2019

The 30 Best Ideas for Chemotherapy Gift Ideas .The last thing any mama wants is a fistful…
Glitter Nails
25 Best Ideas Red Glitter Nails

by admin April 27, 2019

by admin April 27, 2019

25 Best Ideas Red Glitter Nails .For nails that beam brighter than Bellatrix’s safe at Gringotts, you…
Bedroom Ideas
20 Best Design Ideas for Romantic Bedroom Decoration

by admin April 27, 2019

by admin April 27, 2019

20 Best Design Ideas for Romantic Bedroom Decoration .Bedrooms ought to be a place to unwind, yet…
Gift Basket Ideas
22 Best Mens Valentines Day Gift Basket Ideas

by admin April 27, 2019

by admin April 27, 2019

22 Best Mens Valentines Day Gift Basket Ideas .Obviously, you can load a gift basket with anything…
Mothers Day Gift Ideas
Best 30 Ideas for A Mothers Day Gift

by admin April 27, 2019

by admin April 27, 2019

Best 30 Ideas for A Mothers Day Gift .The last point any type of mama wants is…
Mothers Day Gift Ideas
30 Ideas for Birth Mother Gift Ideas

by admin April 27, 2019

by admin April 27, 2019

30 Ideas for Birth Mother Gift Ideas .The last point any mom wants is a fistful of…
Landscape Ideas
20 Extraordinary Charlotte Landscape and Patio

by admin April 27, 2019

by admin April 27, 2019

20 Extraordinary Charlotte Landscape and Patio .Patio area landscaping has a dual required. We touch upon all…
Casserole Recipes
The Best Ideas for Chicken Rice Casserole

by admin April 27, 2019

by admin April 27, 2019

The Best Ideas for Chicken Rice Casserole .Early casserole recipes was composed of rice that was battered,…
Mothers Day Gift Ideas
The top 30 Ideas About Gift Ideas Mother

by admin April 27, 2019

by admin April 27, 2019

The top 30 Ideas About Gift Ideas Mother .The last thing any type of mama wants is…
Bob Hairstyles
20 Best Ideas Bob Weave Hairstyle

by admin April 27, 2019

by admin April 27, 2019

20 Best Ideas Bob Weave Hairstyle .The most preferred bob hairstyles, running the fad of bobs, are…

1
…
1,556
1,557
1,558
1,559
1,560
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?