Home, Family, Style and Art Ideas

Anklets
The top 20 Ideas About Friendship Anklet

by admin April 19, 2019

by admin April 19, 2019

The top 20 Ideas About Friendship Anklet .Every one of our arm bands as well as anklets…
Nail Designs
Best 20 Red and White Nail Designs

by admin April 19, 2019

by admin April 19, 2019

Best 20 Red and White Nail Designs .Great all set to reserve your next manicure, because this…
Coloring Pages for Children
The Best Ideas for Kids Dinosaur Coloring Pages

by admin April 19, 2019

by admin April 19, 2019

The Best Ideas for Kids Dinosaur Coloring Pages .Super coloring – complimentary printable coloring web pages for…
Kitchen Ideas
20 Superb Simple Outdoor Kitchen

by admin April 19, 2019

by admin April 19, 2019

20 Superb Simple Outdoor Kitchen .Shabby trendy kitchen areas are still a timeless, and this shoddy stylish…
St. Patrick's Day Recipes
22 Of the Best Ideas for St Patrick Day Corned Beef and Cabbage

by admin April 19, 2019

by admin April 19, 2019

22 Of the Best Ideas for St Patrick Day Corned Beef and Cabbage .If you need a…
Birthday Gift Ideas
20 Best Wife 40th Birthday Gift Ideas

by admin April 19, 2019

by admin April 19, 2019

20 Best Wife 40th Birthday Gift Ideas . So, in this article at just one issue, you…
Best Passover Ideas
The Best Ideas for Passover Vegetable Recipe

by admin April 19, 2019

by admin April 19, 2019

The Best Ideas for Passover Vegetable Recipe .Continue reading for some fantastic thoughts on how you can…
Easter Party Ideas
The 30 Best Ideas for Free Easter Party Ideas

by admin April 19, 2019

by admin April 19, 2019

The 30 Best Ideas for Free Easter Party Ideas .Whether you have a tiny event or a…
Mothers Day Gift Ideas
30 Best Ideas Mother's Day Gift Ideas for Churches

by admin April 19, 2019

by admin April 19, 2019

30 Best Ideas Mother&#039;s Day Gift Ideas for Churches .The last point any mother desires is a…
Coloring Pages For Boys
The Best Cool Coloring Pages for Boys

by admin April 19, 2019

by admin April 19, 2019

The Best Cool Coloring Pages for Boys . Coloring pages the simplest way to calm your youngster.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?