Home, Family, Style and Art Ideas

DIY Mask Ideas
23 Best Ideas Pore Minimizing Mask Diy

by admin April 27, 2019

by admin April 27, 2019

23 Best Ideas Pore Minimizing Mask Diy . It’s chilly outside, so your skin’s probably a little…
Wedding Dresses
Best 20 Winter Wedding Dresses

by admin April 27, 2019

by admin April 27, 2019

Best 20 Winter Wedding Dresses .There are a lot of wedding celebration information that you require to…
Dessert Recipes
30 Best Desserts with Cocoa Powder

by admin April 27, 2019

by admin April 27, 2019

30 Best Desserts with Cocoa Powder .This simple dessert recipe from Half Baked Harvest has it all:…
Gift Ideas For Boyfriend
25 Ideas for Mother Day Gift Ideas for Boyfriends Mom

by admin April 27, 2019

by admin April 27, 2019

25 Ideas for Mother Day Gift Ideas for Boyfriends Mom . If you are the crafty or…
Kids Room Décor Ideas
23 Best Ideas Boy Kids Room

by admin April 27, 2019

by admin April 27, 2019

23 Best Ideas Boy Kids Room .For the lady’s room, a spirited design in the kids’s room…
Inspirational Quotes
Best 24 Nike Inspirational Quotes

by admin April 27, 2019

by admin April 27, 2019

Best 24 Nike Inspirational Quotes . If you intend to have power, it’s your own for the…
Nail Designs
20 Ideas for Nail Designs Pictures

by admin April 27, 2019

by admin April 27, 2019

20 Ideas for Nail Designs Pictures .Once the bright white shades of summer have actually disappeared from…
Best St. Patrick Day Ideas
Top 22 St Patrick's Day Ideas

by admin April 27, 2019

by admin April 27, 2019

Top 22 St Patrick&#039;s Day Ideas .Many individuals anticipate to get presents on Xmas, their birthdays as…
Mothers Day Quotes
The Best Ideas for Best Mother's Day Quotes

by admin April 27, 2019

by admin April 27, 2019

The Best Ideas for Best Mother&#039;s Day Quotes . Mommy’s Day come down on Sunday, May 12…
Nail Ideas
The 23 Best Ideas for New Year Nail Ideas

by admin April 27, 2019

by admin April 27, 2019

The 23 Best Ideas for New Year Nail Ideas .Polymer manicures, dip powder nails, as well as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?