Home, Family, Style and Art Ideas

Best Valentines Day Ideas
The top 20 Ideas About Valentines Day Gifts for Her

by admin April 20, 2019

by admin April 20, 2019

The top 20 Ideas About Valentines Day Gifts for Her .I suggest Valentines Day. If you have…
Wedding Gift Ideas
The Best Ideas for Wedding Gift Ideas for Bride and Groom From Friends

by admin April 20, 2019

by admin April 20, 2019

The Best Ideas for Wedding Gift Ideas for Bride and Groom From Friends .A set of baggage…
Best Spring Ideas
The Best Spring Ideas Painting

by admin April 20, 2019

by admin April 20, 2019

The Best Spring Ideas Painting .The season of spring is conveniently the most usual fave amongst the…
Rings
Best 21 3 Stone Diamond Rings

by admin April 20, 2019

by admin April 20, 2019

Best 21 3 Stone Diamond Rings .A ring for today and all of your tomorrows. Discover the…
Kids Room Décor Ideas
23 Ideas for Kids Bedroom Ideas for Small Rooms

by admin April 20, 2019

by admin April 20, 2019

23 Ideas for Kids Bedroom Ideas for Small Rooms .Offer your youngster’s area a makeover that makes…
Easter Recipes
The top 24 Ideas About Crock Pot Easter Dinner

by admin April 20, 2019

by admin April 20, 2019

The top 24 Ideas About Crock Pot Easter Dinner .This sophisticated appetizer integrates conveniently with easy, time-saving…
Best Pi Day Ideas
21 Best Ideas Pi Day Decorating Ideas

by admin April 19, 2019

by admin April 19, 2019

21 Best Ideas Pi Day Decorating Ideas .What is p anyway? Separate any circle s area by…
Best St. Patrick Day Ideas
22 Of the Best Ideas for St Patrick's Day Door Decoration Ideas

by admin April 19, 2019

by admin April 19, 2019

22 Of the Best Ideas for St Patrick&#039;s Day Door Decoration Ideas .Descendents of those who immigrated…
Pins
The Best Pins Imprimibles

by admin April 19, 2019

by admin April 19, 2019

The Best Pins Imprimibles .There s no much better way to liven up your collar than with…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Valentine Day Boyfriend Gift Ideas

by admin April 19, 2019

by admin April 19, 2019

25 Of the Best Ideas for Valentine Day Boyfriend Gift Ideas . If you are the crafty…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?