Home, Family, Style and Art Ideas

Easter Recipes
The Best Ideas for Simple Easter Desserts

by admin April 20, 2019

by admin April 20, 2019

The Best Ideas for Simple Easter Desserts .This classy appetizer integrates easily with easy, time-saving components. Icy…
Easter Party Ideas
The top 30 Ideas About Easter Ideas for Kids Party

by admin April 20, 2019

by admin April 20, 2019

The top 30 Ideas About Easter Ideas for Kids Party .Whether you have a small gathering or…
Gifts for Kids
22 Of the Best Ideas for Children are Gift From God

by admin April 20, 2019

by admin April 20, 2019

22 Of the Best Ideas for Children are Gift From God .We ve picked some of the…
Kitchen Ideas
20 Inspiring Portable Outdoor Kitchen

by admin April 20, 2019

by admin April 20, 2019

20 Inspiring Portable Outdoor Kitchen .A lot of outdoor cooking areas are going to be located near…
Best St. Patrick Day Ideas
22 Best St Patrick's Day Traditions Food

by admin April 20, 2019

by admin April 20, 2019

22 Best St Patrick&#039;s Day Traditions Food .The Irish aren’t similar to individuals that Irish Americans claim…
Kitchen Ideas
20 Smart Best Backsplash for Kitchen

by admin April 20, 2019

by admin April 20, 2019

20 Smart Best Backsplash for Kitchen .How It’s DoneRun 4 x 4-inch white tiles in a diagonal…
Best Christmas Ideas
Top 25 Stampinup Christmas Card Ideas

by admin April 20, 2019

by admin April 20, 2019

Top 25 Stampinup Christmas Card Ideas .Xmas suggestions for presents can vary from house d cor to…
Wedding Flowers
The top 23 Ideas About Wedding Flower Arrangement Ideas

by admin April 20, 2019

by admin April 20, 2019

The top 23 Ideas About Wedding Flower Arrangement Ideas .Some flowers are particularly made use of at…
Vegan Recipes
Best 30 Vegan Coconut Flour Recipes

by admin April 20, 2019

by admin April 20, 2019

Best 30 Vegan Coconut Flour Recipes .It’s obvious that oil is not an organic food. Yet the…
Wedding Dresses
The Best Silver Wedding Dress

by admin April 20, 2019

by admin April 20, 2019

The Best Silver Wedding Dress .There are many wedding details that you need to look after, but…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?