Home, Family, Style and Art Ideas

Mother's Day Recipes
20 Ideas for Mothers Day Food Gifts

by admin April 22, 2019

by admin April 22, 2019

20 Ideas for Mothers Day Food Gifts .Mommy’s Day Recipes Make Mommy delighted with a self-made goodie…
Mermaid Party Ideas
20 Best Mermaid Party Ideas Pinterest

by admin April 21, 2019

by admin April 21, 2019

20 Best Mermaid Party Ideas Pinterest .Mermaids allow with kids. In various other news, water is damp.…
Passover Recipes
23 Ideas for Passover Recipes Vegetarian

by admin April 21, 2019

by admin April 21, 2019

23 Ideas for Passover Recipes Vegetarian .Eco-friendly is usually difficult to find by during Passover, though a…
Valentine's Day Recipes
20 Best Ideas Valentines Day Wedding Cakes

by admin April 21, 2019

by admin April 21, 2019

20 Best Ideas Valentines Day Wedding Cakes .Consuming Richly + Cookies & Cups Sure, a charming dinner…
Beautiful Nails
20 Ideas for Pretty Nails Beaver Wv

by admin April 21, 2019

by admin April 21, 2019

20 Ideas for Pretty Nails Beaver Wv .Lovely Nails & Body Beauty salon brings an unique, indulgent…
Firepit Ideas
22 Amazing Building A Stone Fire Pit

by admin April 21, 2019

by admin April 21, 2019

22 Amazing Building A Stone Fire Pit .Currently right here’s an outdoor fire pit concept we can…
Inspirational Quotes
Top 24 Inspirational Quotes Love

by admin April 21, 2019

by admin April 21, 2019

Top 24 Inspirational Quotes Love . Right here’s the ideal motivational quotes we have actually seen to…
Mermaid Party Ideas
Top 20 Mermaid theme Party Ideas

by admin April 21, 2019

by admin April 21, 2019

Top 20 Mermaid theme Party Ideas . As a matter of fact, this mermaid trend has legs.…
Landscape Ideas
24 Charming solar Led Landscape Light

by admin April 21, 2019

by admin April 21, 2019

24 Charming solar Led Landscape Light .Bring your house’s ideal features to life by producing a remarkable…
Kitchen Ideas
20 Dreamy Outdoor Kitchen Patio

by admin April 21, 2019

by admin April 21, 2019

20 Dreamy Outdoor Kitchen Patio .The majority of outdoor kitchen areas are going to be positioned near…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?