Home, Family, Style and Art Ideas

Living Room Ideas
23 Trendy Living Room Walls Painting Ideas

by admin April 23, 2019

by admin April 23, 2019

23 Trendy Living Room Walls Painting Ideas .A coat of fresh paint can take a breath life…
Inspirational Quotes
Best 24 the Most Inspirational Quotes

by admin April 23, 2019

by admin April 23, 2019

Best 24 the Most Inspirational Quotes .Put life in viewpoint with with some short yet sage items…
Best St. Patrick Day Ideas
Top 22 St Patrick's Day Funny Quotes

by admin April 23, 2019

by admin April 23, 2019

Top 22 St Patrick&#039;s Day Funny Quotes .So with tongue in cheek every American that likes a…
Kids Hairstyles
25 Of the Best Ideas for Hairstyles for Boys Kids 2020

by admin April 22, 2019

by admin April 22, 2019

25 Of the Best Ideas for Hairstyles for Boys Kids 2020 .@[New Year as well as new…
Beautiful Nails
The Best Born Pretty Nails Stoneham

by admin April 22, 2019

by admin April 22, 2019

The Best Born Pretty Nails Stoneham .Stunning Nails & Body Beauty parlor brings a special, indulgent as…
Easter Recipes
The Best Middle Eastern Desert Recipes

by admin April 22, 2019

by admin April 22, 2019

The Best Middle Eastern Desert Recipes .This stylish appetizer collaborates easily with basic, time-saving ingredients. Frozen hash…
Best Pi Day Ideas
Best 21 Pi Day Activities for Elementary

by admin April 22, 2019

by admin April 22, 2019

Best 21 Pi Day Activities for Elementary .What is p anyway? Separate any kind of circle s…
Kids Room Décor Ideas
The 23 Best Ideas for Purple Kids Bedroom Decorating Ideas

by admin April 22, 2019

by admin April 22, 2019

The 23 Best Ideas for Purple Kids Bedroom Decorating Ideas .Children use their rooms for all kind…
Anniversary Gift Ideas
The Best Ideas for Ten Year Anniversary Gift Ideas

by admin April 22, 2019

by admin April 22, 2019

The Best Ideas for Ten Year Anniversary Gift Ideas .On this day, you understand what a gift…
Birthday Gift Inspirations
Best 24 Birthday Gift Ideas for Teenage Girls

by admin April 22, 2019

by admin April 22, 2019

Best 24 Birthday Gift Ideas for Teenage Girls .Just how to Select the Perfect Birthday Celebration GiftYes,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?