Home, Family, Style and Art Ideas

Low Calorie Recipes
The top 30 Ideas About Low Calorie Pasta Sauce Recipes

by admin April 23, 2019

by admin April 23, 2019

The top 30 Ideas About Low Calorie Pasta Sauce Recipes .Toasting isn’t usually the initial cooking technique…
Kids Room Décor Ideas
23 Best Ideas Ikea Kids Room Decor

by admin April 23, 2019

by admin April 23, 2019

23 Best Ideas Ikea Kids Room Decor .Kids utilize their bedrooms for all sorts of activities. Resting,…
Wedding Invitations
Best 21 Unique Wedding Invitations Ideas

by admin April 23, 2019

by admin April 23, 2019

Best 21 Unique Wedding Invitations Ideas .When planning a wedding, there are numerous types of wedding invites…
Easter Recipes
24 Ideas for Greek Easter Desserts

by admin April 23, 2019

by admin April 23, 2019

24 Ideas for Greek Easter Desserts .For those of you not eating meat, below are extra than…
Best Passover Ideas
Top 24 Passover Hostess Gift

by admin April 23, 2019

by admin April 23, 2019

Top 24 Passover Hostess Gift .Passover is a time for connecting to those whom you hold most…
Tea Party Ideas
Best 30 Food Ideas for Tea Party Bridal Shower

by admin April 23, 2019

by admin April 23, 2019

Best 30 Food Ideas for Tea Party Bridal Shower .Couple of tea party ideas are as vital…
Vegetarian Recipes
35 Of the Best Ideas for Vegetarian Breakfast Pizza

by admin April 23, 2019

by admin April 23, 2019

35 Of the Best Ideas for Vegetarian Breakfast Pizza .Make one of our healthy vegetarian recipes for…
Keto Recipes
Best 21 Ketogenic Chicken soup Recipe

by admin April 23, 2019

by admin April 23, 2019

Best 21 Ketogenic Chicken soup Recipe .This is for you if you are looking for the best…
Nail Designs
Top 20 Pink Nail Designs with Rhinestones

by admin April 23, 2019

by admin April 23, 2019

Top 20 Pink Nail Designs with Rhinestones .Excellent all set to reserve your following manicure, since this…
Landscape Ideas
20 Fabulous Patio Landscaping Ideas

by admin April 23, 2019

by admin April 23, 2019

20 Fabulous Patio Landscaping Ideas .There are various other means to do it (such as outdoor patio…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?