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DIY Wedding Ideas
Top 21 Diy Wedding Arches Ideas

by admin December 22, 2023

by admin December 22, 2023

Top 21 Diy Wedding Arches Ideas . Get motivated with DIY wedding celebration jobs for blossoms in…
Necklaces
Best 20 Heart Locket Necklace

by admin December 22, 2023

by admin December 22, 2023

Best 20 Heart Locket Necklace .The bigger the far better is the phrase the some women obey.…
Gender Reveal Party Ideas
20 Best Ideas Good Ideas for A Gender Reveal Party

by admin December 22, 2023

by admin December 22, 2023

20 Best Ideas Good Ideas for A Gender Reveal Party .Among one of the most interesting components…
Clean-Eating Recipes
24 Of the Best Ideas for Clean Eating Corner

by admin December 22, 2023

by admin December 22, 2023

24 Of the Best Ideas for Clean Eating Corner .Can not get away from cheese when making…
Backyard Party Ideas
23 Best Backyard Bbq Birthday Party Ideas

by admin December 21, 2023

by admin December 21, 2023

23 Best Backyard Bbq Birthday Party Ideas .The most effective type of yard event has sharp outdoor…
Kitchen Ideas
25 Fantastic Kitchen island Cabinet

by admin December 21, 2023

by admin December 21, 2023

25 Fantastic Kitchen island Cabinet .A traditional white kitchen area is ageless, yet it can be a…
Graduation Quotes
Best 20 Congrats Quotes for Graduation

by admin December 21, 2023

by admin December 21, 2023

Best 20 Congrats Quotes for Graduation . Below are some funny graduation quotes to keep things loose.”…
Education Quotes
Best 35 Plato Education Quotes

by admin December 21, 2023

by admin December 21, 2023

Best 35 Plato Education Quotes . In the excellent case, education and also teachers influence students and…
Romantic Quotes
The 23 Best Ideas for Quotes About Romanticism

by admin December 20, 2023

by admin December 20, 2023

The 23 Best Ideas for Quotes About Romanticism .The point is that love provides us a ringside…
Wedding Nails
The top 20 Ideas About Blue Wedding Nails

by admin December 20, 2023

by admin December 20, 2023

The top 20 Ideas About Blue Wedding Nails .Of course, you will want to use the very…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?