Home, Family, Style and Art Ideas

Easter Party Ideas
30 Ideas for Easter Party Ideas toddlers

by admin April 24, 2019

by admin April 24, 2019

30 Ideas for Easter Party Ideas toddlers .Whether you have a small gathering or a huge household…
Nail Designs
Top 20 Nail Designs French Tip

by admin April 24, 2019

by admin April 24, 2019

Top 20 Nail Designs French Tip .Once the intense white shades of summer season have disappeared from…
Best Gift Ideas
21 Of the Best Ideas for Best Gift Certificate Ideas

by admin April 24, 2019

by admin April 24, 2019

21 Of the Best Ideas for Best Gift Certificate Ideas .Roasts are endlessly varied, varying from the…
Nail Designs
The Best Ideas for Nail Designs for Feet

by admin April 24, 2019

by admin April 24, 2019

The Best Ideas for Nail Designs for Feet .There are the classics, like pumpkins and also adorable…
Wedding Favors
Top 21 Wedding Party Favors

by admin April 24, 2019

by admin April 24, 2019

Top 21 Wedding Party Favors .What’s one of the most economical method to buy wedding favors? Let’s…
Mothers Day Gift Ideas
30 Best Mother's Day Gift Ideas From toddlers

by admin April 24, 2019

by admin April 24, 2019

30 Best Mother&#039;s Day Gift Ideas From toddlers .The last thing any kind of mama wants is…
Passover Recipes
23 Best Ideas Passover Beef Brisket Recipe

by admin April 24, 2019

by admin April 24, 2019

23 Best Ideas Passover Beef Brisket Recipe .Environment-friendly is often hard to find by during Passover, though…
Clean-Eating Recipes
24 Of the Best Ideas for Clean Eating for Weight Loss

by admin April 23, 2019

by admin April 23, 2019

24 Of the Best Ideas for Clean Eating for Weight Loss .When it comes to healthy eating,…
Valentine's Day Recipes
The 20 Best Ideas for Valentines Day Smoothies

by admin April 23, 2019

by admin April 23, 2019

The 20 Best Ideas for Valentines Day Smoothies .Charming recipes for that unique someone on Valentine’s Day.…
Wedding Invitations
The Best Wedding Rehearsal Invites

by admin April 23, 2019

by admin April 23, 2019

The Best Wedding Rehearsal Invites .There are lots of kinds of wedding celebration invites to choose from…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?