Home, Family, Style and Art Ideas

Kids Hairstyles
25 Of the Best Ideas for Back to School Hairstyles for Kids

by admin April 24, 2019

by admin April 24, 2019

25 Of the Best Ideas for Back to School Hairstyles for Kids .@[New Year and also new…
Best Valentines Day Ideas
20 Best Happy Valentines Day Daughter Quotes

by admin April 24, 2019

by admin April 24, 2019

20 Best Happy Valentines Day Daughter Quotes .The classic concepts are still wonderful ideas. There is no…
DIY Organizer Ideas
Top 30 Diy toy Bin organizer

by admin April 24, 2019

by admin April 24, 2019

Top 30 Diy toy Bin organizer .Organizing your kitchen products put on t need to be boring.…
Coloring Pages For Boys
30 Best Ideas Free Coloring Pages for Boys

by admin April 24, 2019

by admin April 24, 2019

30 Best Ideas Free Coloring Pages for Boys . Coloring pages the easiest means to soothe your…
DIY Outdoor Ideas
Top 35 Diy Outdoor Drinking Fountain

by admin April 24, 2019

by admin April 24, 2019

Top 35 Diy Outdoor Drinking Fountain .Summer season is the period for appreciating whatever outdoors and also…
Landscape Ideas
24 Perfect Electric Landscape Lights

by admin April 24, 2019

by admin April 24, 2019

24 Perfect Electric Landscape Lights .Bring your house’s ideal attributes to life by producing a significant effect…
DIY Home Decoration Ideas
22 Ideas for Diy Valentines Day Decor

by admin April 24, 2019

by admin April 24, 2019

22 Ideas for Diy Valentines Day Decor .When deciding on your DIY home projects, wear t neglect…
Easter Recipes
The Best Good Easter Desserts

by admin April 24, 2019

by admin April 24, 2019

The Best Good Easter Desserts .This classy appetizer comes together easily with easy, time-saving active ingredients. Frozen…
Beach Wedding
23 Best Ideas What to Wear for A Beach Wedding

by admin April 24, 2019

by admin April 24, 2019

23 Best Ideas What to Wear for A Beach Wedding .There s a big difference in between…
Landscape Ideas
24 Awesome Low Voltage Landscape Lighting Kits

by admin April 24, 2019

by admin April 24, 2019

24 Awesome Low Voltage Landscape Lighting Kits .Bring your home’s ideal functions to life by developing a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?