Home, Family, Style and Art Ideas

Gift Ideas For Boys
The 23 Best Ideas for Gift Ideas for Boys Age 10

by admin May 3, 2019

by admin May 3, 2019

The 23 Best Ideas for Gift Ideas for Boys Age 10 . This gift is both technology…
Birthday Party Ideas
21 Best Ideas Ideas for Boy Birthday Party

by admin May 3, 2019

by admin May 3, 2019

21 Best Ideas Ideas for Boy Birthday Party .1st Birthday Ideas >> Barnyard First Birthday Celebration Party…
Wedding Invitations
The Best Ideas for Hipster Wedding Invitations

by admin May 3, 2019

by admin May 3, 2019

The Best Ideas for Hipster Wedding Invitations .Wedding event invites additionally vary in price factor from very…
Keto Recipes
21 Of the Best Ideas for Keto Diet Cancer

by admin May 3, 2019

by admin May 3, 2019

21 Of the Best Ideas for Keto Diet Cancer .Keto bread definitely does not have the gratifying…
Organizing Ideas
30 Stunning Professional Garage organizer

by admin May 3, 2019

by admin May 3, 2019

30 Stunning Professional Garage organizer .Garage Shelving Systems Open shelving systems maintain your items arranged and accessible.…
Wedding Dresses
The Best Ideas for French Wedding Dresses

by admin May 3, 2019

by admin May 3, 2019

The Best Ideas for French Wedding Dresses .Let’s encounter it. When it involves wedding dress, most guys…
Mothers Day Quotes
Best 35 Missing My Mother Quotes

by admin May 3, 2019

by admin May 3, 2019

Best 35 Missing My Mother Quotes .Mommy’s Day is the special time of year when you reach…
Weight-Loss Recipes
22 Best Ideas Nutribullet Recipes for Weight Loss

by admin May 3, 2019

by admin May 3, 2019

22 Best Ideas Nutribullet Recipes for Weight Loss .After getting residence from work or an exercise, it’s…
Coloring Pages for Children
Best 21 Super Hero Coloring Pages for Kids

by admin May 3, 2019

by admin May 3, 2019

Best 21 Super Hero Coloring Pages for Kids .Holidays Coloring Pages Oh what enjoyable the vacations are…
Wedding Gift Ideas
20 Of the Best Ideas for Etsy Wedding Gift Ideas

by admin May 3, 2019

by admin May 3, 2019

20 Of the Best Ideas for Etsy Wedding Gift Ideas .A collection of luggage is a best…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?