Home, Family, Style and Art Ideas

Mothers Day Quotes
35 Of the Best Ideas for Mother Daughter Love Quotes

by admin April 25, 2019

by admin April 25, 2019

35 Of the Best Ideas for Mother Daughter Love Quotes .Mom’s Day is the unique season when…
Kids Room Ideas
25 Finest Indoor Kids Basketball Hoops

by admin April 25, 2019

by admin April 25, 2019

25 Finest Indoor Kids Basketball Hoops .Rather of keeping them homebound, allow them run trouble in an…
Best Pi Day Ideas
The top 21 Ideas About Pi Day Shirts Ideas

by admin April 25, 2019

by admin April 25, 2019

The top 21 Ideas About Pi Day Shirts Ideas .Pi has been computed to over one trillion…
Beef Recipes
21 Best Taiwanese Beef Noodle soup Recipe

by admin April 25, 2019

by admin April 25, 2019

21 Best Taiwanese Beef Noodle soup Recipe .No issue where life takes you throughout this terrific world…
Best Pi Day Ideas
21 Best Ideas Pi Day Project Ideas for School

by admin April 25, 2019

by admin April 25, 2019

21 Best Ideas Pi Day Project Ideas for School .Pi has been computed to over one trillion…
Valentines Day Gift Ideas
Best 35 Valentines Gift Ideas for Teenage Guys

by admin April 24, 2019

by admin April 24, 2019

Best 35 Valentines Gift Ideas for Teenage Guys .Store from these thoughtful and also budget-friendly picks, and…
Passover Recipes
23 Of the Best Ideas for Passover Sponge Cake Recipes

by admin April 24, 2019

by admin April 24, 2019

23 Of the Best Ideas for Passover Sponge Cake Recipes .Passover Recipes Find all the scrumptious recipes…
Mothers Day Gift Ideas
30 Best Ideas Mother's Day Crochet Gift Ideas

by admin April 24, 2019

by admin April 24, 2019

30 Best Ideas Mother&#039;s Day Crochet Gift Ideas .The last thing any kind of mama wants is…
Love Quotes
Best 20 Gangster Love Quotes

by admin April 24, 2019

by admin April 24, 2019

Best 20 Gangster Love Quotes .I make blunders, I am out of control and at times hard…
Italian Recipes
The 35 Best Ideas for Italian Dinner Party

by admin April 24, 2019

by admin April 24, 2019

The 35 Best Ideas for Italian Dinner Party .Finest Italian Recipes- Italian food is just one of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?