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Kitchen Ideas
20 Newest Classic Kitchen Backsplash Ideas

by admin April 25, 2019

by admin April 25, 2019

20 Newest Classic Kitchen Backsplash Ideas . We weren’t even preparing a kitchen reno, however we are…
Easter Recipes
24 Best Ideas Lamb Easter Basket

by admin April 25, 2019

by admin April 25, 2019

24 Best Ideas Lamb Easter Basket .For those of you not consuming meat, right here are much…
Gift Ideas For Girlfriend
The Best Gift Ideas for tomboy Girlfriend

by admin April 25, 2019

by admin April 25, 2019

The Best Gift Ideas for tomboy Girlfriend .It doesn t have to be a birthday, anniversary, or…
Best Passover Ideas
The Best Ideas for Charoset Recipe Passover

by admin April 25, 2019

by admin April 25, 2019

The Best Ideas for Charoset Recipe Passover .Passover is a time for connecting to those whom you…
Mother's Day Recipes
The Best Ideas for Mother's Day Dinners to Make

by admin April 25, 2019

by admin April 25, 2019

The Best Ideas for Mother&#039;s Day Dinners to Make .Mother’s Day Recipes Make Mom delighted with a…
Living Room Ideas
22 Inspirational Beige Couch Living Room Ideas

by admin April 25, 2019

by admin April 25, 2019

22 Inspirational Beige Couch Living Room Ideas .Contemporary living room de cor resists the minutiae of ornamentation…
Passover Recipes
The Best Passover Cake Recipes

by admin April 25, 2019

by admin April 25, 2019

The Best Passover Cake Recipes .Passover Recipes Find all the tasty recipes you’ll require for your Passover…
Kitchen Ideas
30 Trendy Dollar Store Kitchen organization

by admin April 25, 2019

by admin April 25, 2019

30 Trendy Dollar Store Kitchen organization .Develop any one of these kitchen area storage jobs as well…
Easter Party Ideas
30 Ideas for Snack Ideas for Easter Party

by admin April 25, 2019

by admin April 25, 2019

30 Ideas for Snack Ideas for Easter Party .Whether you have a small celebration or a large…
Birthday Wishes Ideas
25 Best Funny Husband Birthday Wishes

by admin April 25, 2019

by admin April 25, 2019

25 Best Funny Husband Birthday Wishes .Sending birthday celebration introductions has become an essential practice these days.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?