Home, Family, Style and Art Ideas

Nail Art
The Best Ohio State Nail Art

by admin May 4, 2019

by admin May 4, 2019

The Best Ohio State Nail Art .There are the standards, like pumpkins and adorable deer, as well…
Glitter Nails
The Best Holographic Glitter Nails

by admin May 3, 2019

by admin May 3, 2019

The Best Holographic Glitter Nails .If you have a tough time making each nail look the very…
Graduation Party Ideas
35 Ideas for Pinterest Graduation Party Ideas

by admin May 3, 2019

by admin May 3, 2019

35 Ideas for Pinterest Graduation Party Ideas .No matter if you consider on your own an Amazon.com…
Birthday Quote Ideas
35 Best Happy Birthday Quotes for Him

by admin May 3, 2019

by admin May 3, 2019

35 Best Happy Birthday Quotes for Him . Birthday celebration quotes are also at times amusing birthday…
Holiday Party Ideas
The top 21 Ideas About Easy Holiday Party Ideas

by admin May 3, 2019

by admin May 3, 2019

The top 21 Ideas About Easy Holiday Party Ideas . A vacation event that entertains inside out…
Dinner Party Ideas
The Best Ideas for Dinner Party Table Ideas

by admin May 3, 2019

by admin May 3, 2019

The Best Ideas for Dinner Party Table Ideas . Can I draw out all the quits, producing…
Best Pi Day Ideas
Top 21 Pi Day Activities for Elementary School

by admin May 3, 2019

by admin May 3, 2019

Top 21 Pi Day Activities for Elementary School .Pi (p) Day Established in 1988 at the Exploratorium,…
Best St. Patrick Day Ideas
Top 22 Saint Patrick's Day Food Ideas

by admin May 3, 2019

by admin May 3, 2019

Top 22 Saint Patrick&#039;s Day Food Ideas .The Irish aren’t similar to individuals that Irish Americans make…
Christmas Party Ideas
25 Best Ideas Christmas Party theme Ideas for Adults

by admin May 3, 2019

by admin May 3, 2019

25 Best Ideas Christmas Party theme Ideas for Adults .If you wish to organize the best holiday…
Chicken Recipes
The 30 Best Ideas for Fried Rice with Chicken

by admin May 3, 2019

by admin May 3, 2019

The 30 Best Ideas for Fried Rice with Chicken .I made this today! I pan fried the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?