Home, Family, Style and Art Ideas

Backyard Party Ideas
The Best Ideas for Backyard Beach Birthday Party Ideas

by admin April 26, 2019

by admin April 26, 2019

The Best Ideas for Backyard Beach Birthday Party Ideas . Yard events are essential to summertime. They’ve…
Inspirational Quotes
The 24 Best Ideas for Good Night Inspirational Quotes

by admin April 26, 2019

by admin April 26, 2019

The 24 Best Ideas for Good Night Inspirational Quotes . Here’s the finest inspirational quotes we’ve seen…
Best Passover Ideas
The 24 Best Ideas for Passover Dinner Ideas

by admin April 26, 2019

by admin April 26, 2019

The 24 Best Ideas for Passover Dinner Ideas .As a Christian vacation, Passover was observed by various…
Nail Ideas
The top 23 Ideas About Nail Ideas Coffin

by admin April 26, 2019

by admin April 26, 2019

The top 23 Ideas About Nail Ideas Coffin .As soon as the brilliant white tones of summertime…
Anniversary Gift Ideas
The top 20 Ideas About Cute Anniversary Gift Ideas

by admin April 26, 2019

by admin April 26, 2019

The top 20 Ideas About Cute Anniversary Gift Ideas .Please your cherished spouse by gifting a lovely…
St. Patrick's Day Recipes
22 Of the Best Ideas for Traditional St Patrick's Day Desserts

by admin April 26, 2019

by admin April 26, 2019

22 Of the Best Ideas for Traditional St Patrick&#039;s Day Desserts .While any type of green foods…
DIY Gift Ideas
Best 30 Diy Sympathy Gifts

by admin April 26, 2019

by admin April 26, 2019

Best 30 Diy Sympathy Gifts . You can make your own presents. Everybody likes a homemade gift!…
High Fiber Recipes
Top 24 High Fiber Smoothies

by admin April 25, 2019

by admin April 25, 2019

Top 24 High Fiber Smoothies .High-Fiber Recipes Muffins, smoothies, and meal suggestions to assist you obtain more…
Paleo Recipes
Best 22 Paleo Chicken Vegetable soup

by admin April 25, 2019

by admin April 25, 2019

Best 22 Paleo Chicken Vegetable soup .The Paleo Diet plan additionally nearly entirely eliminates sugar outside of…
Kitchen Ideas
20 Modern Kitchen Remodeling Miami Fl

by admin April 25, 2019

by admin April 25, 2019

20 Modern Kitchen Remodeling Miami Fl .Enhance your kitchen floor plan for food prep and amusing by…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?