Home, Family, Style and Art Ideas

Wedding Dresses
The Best How Much are Wedding Dresses

by admin April 26, 2019

by admin April 26, 2019

The Best How Much are Wedding Dresses .Are you ready to obtain married? For many women, this…
Mothers Day Quotes
The Best Ideas for Quotes About Dead Mothers

by admin April 26, 2019

by admin April 26, 2019

The Best Ideas for Quotes About Dead Mothers . Mother’s Day arrive at Sunday, May 12 this…
Dinner Party Ideas
The Best Ideas for Healthy Dinner Party Ideas

by admin April 26, 2019

by admin April 26, 2019

The Best Ideas for Healthy Dinner Party Ideas .We’ve assembled a collection of supper party ideas, recipes,…
Mothers Day Gift Ideas
30 Best Mother's Day Gift Ideas for Kids to Make

by admin April 26, 2019

by admin April 26, 2019

30 Best Mother&#039;s Day Gift Ideas for Kids to Make .The last thing any kind of mother…
Mothers Day Quotes
Top 35 New Mother Quotes

by admin April 26, 2019

by admin April 26, 2019

Top 35 New Mother Quotes .Mom’s Day is the special season when you reach celebrate your first…
Mother's Day Recipes
20 Best Ideas Desserts for Mother's Day

by admin April 26, 2019

by admin April 26, 2019

20 Best Ideas Desserts for Mother&#039;s Day .If you’re truly looking to excite Grandma, offer this recipe…
Baby Quotes
Top 21 Baby Animal Quotes

by admin April 26, 2019

by admin April 26, 2019

Top 21 Baby Animal Quotes .After that, you realize that you didn t have a clue concerning…
Best Labor Day Ideas
The 24 Best Ideas for Labor Day Bbq Recipe

by admin April 26, 2019

by admin April 26, 2019

The 24 Best Ideas for Labor Day Bbq Recipe .With such a big American vacation, why not…
Leadership Quotes
The 22 Best Ideas for Odysseus Leadership Quotes

by admin April 26, 2019

by admin April 26, 2019

The 22 Best Ideas for Odysseus Leadership Quotes . ” Leadership is solving troubles. The day soldiers…
Mothers Day Gift Ideas
30 Best Inexpensive Mother's Day Gift Ideas for Church

by admin April 26, 2019

by admin April 26, 2019

30 Best Inexpensive Mother&#039;s Day Gift Ideas for Church .The last thing any mom wants is a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?