Home, Family, Style and Art Ideas

Mothers Day Gift Ideas
Top 30 Simple Mother's Day Gift Ideas

by admin April 28, 2019

by admin April 28, 2019

Top 30 Simple Mother&#039;s Day Gift Ideas .The last thing any mommy wants is a fistful of…
Christmas Gift Ideas
The Best Ideas for Christmas Gift Wrapping Ideas Elegant

by admin April 28, 2019

by admin April 28, 2019

The Best Ideas for Christmas Gift Wrapping Ideas Elegant . As your go-to professional for everything distinctive,…
Inspirational Quotes
The top 24 Ideas About Inspirational Mountaineering Quotes

by admin April 28, 2019

by admin April 28, 2019

The top 24 Ideas About Inspirational Mountaineering Quotes . This is a quote that can come in…
Storage Ideas
23 Incredible Home Decorators Storage Bench

by admin April 28, 2019

by admin April 28, 2019

23 Incredible Home Decorators Storage Bench .Storage OttomansKeep all your cozy things stashed with a stylish storage…
DIY Plan Ideas
25 Of the Best Ideas for Diy Bicycle Trailer Plans

by admin April 28, 2019

by admin April 28, 2019

25 Of the Best Ideas for Diy Bicycle Trailer Plans .One point that you must keep in…
Mothers Day Gift Ideas
30 Best Christmas Gift Ideas for Expectant Mothers

by admin April 28, 2019

by admin April 28, 2019

30 Best Christmas Gift Ideas for Expectant Mothers .The last thing any kind of mom desires is…
Bedroom Ideas
35 Lovely Shiplap Accent Wall Bedroom

by admin April 28, 2019

by admin April 28, 2019

35 Lovely Shiplap Accent Wall Bedroom .Your bedroom ought to be the coziest area in your house,…
Beautiful Nails
The Best Images Of Pretty Nails

by admin April 27, 2019

by admin April 27, 2019

The Best Images Of Pretty Nails .Our one-of-a-kind services consist of late nights, loyalty plans, unique hire,…
Fall Recipes
The Best Ideas for Waterfall Wedding Cakes

by admin April 27, 2019

by admin April 27, 2019

The Best Ideas for Waterfall Wedding Cakes .Welcome fall with these delicious autumn-inspired recipes. Each meal commemorates…
DIY Mask Ideas
23 Best Ideas Pore Minimizing Mask Diy

by admin April 27, 2019

by admin April 27, 2019

23 Best Ideas Pore Minimizing Mask Diy . It’s chilly outside, so your skin’s probably a little…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?