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Kitchen Ideas
20 Stylish Laminate Flooring for Kitchen Backsplash

by admin April 29, 2019

by admin April 29, 2019

20 Stylish Laminate Flooring for Kitchen Backsplash . We weren’t even planning a kitchen reno, but we…
Best Valentines Day Ideas
The Best Ideas for Singles Valentines Day Quotes

by admin April 28, 2019

by admin April 28, 2019

The Best Ideas for Singles Valentines Day Quotes .An exceptional Valentines Day suggestion for your sweetheart can…
Best Easter Ideas
The Best Ideas for Easter themed Party

by admin April 28, 2019

by admin April 28, 2019

The Best Ideas for Easter themed Party .The majority of people love to decorate the outside of…
Storage Ideas
21 Delightful Kitchen Bar with Storage

by admin April 28, 2019

by admin April 28, 2019

21 Delightful Kitchen Bar with Storage .If you’re creating a classic kitchen area, or a homely farmhouse-style…
Keto Recipes
The 21 Best Ideas for Keto Pork Loin Recipe

by admin April 28, 2019

by admin April 28, 2019

The 21 Best Ideas for Keto Pork Loin Recipe .This is for you if you are looking…
Mardi Gras Recipes
Best 30 Vegetarian Mardi Gras Recipes

by admin April 28, 2019

by admin April 28, 2019

Best 30 Vegetarian Mardi Gras Recipes .The southern, Creole favorites will make you really feel like you’re…
Living Room Ideas
23 Beautiful Country Modern Living Room

by admin April 28, 2019

by admin April 28, 2019

23 Beautiful Country Modern Living Room .There’s an idea that modern-day rooms are cold and also lack…
Kids Room Décor Ideas
The top 23 Ideas About Pictures for Kids Room

by admin April 28, 2019

by admin April 28, 2019

The top 23 Ideas About Pictures for Kids Room .When it pertains to developing your youngster’s space,…
Landscape Ideas
23 Perfect Examples Of Stylish Stone Landscape Edging Ideas

by admin April 28, 2019

by admin April 28, 2019

23 Perfect Examples Of Stylish Stone Landscape Edging Ideas .You can make use of plastic bordering and…
Cake Recipes
22 Best Ideas Keto Connect Pancakes

by admin April 28, 2019

by admin April 28, 2019

22 Best Ideas Keto Connect Pancakes .Searching for an easy cake recipe? We have actually assembled a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?