Home, Family, Style and Art Ideas

Best Easter Ideas
Best 25 Easter Cake Pops Recipe

by admin May 7, 2019

by admin May 7, 2019

Best 25 Easter Cake Pops Recipe .Easter is simply around the bend as well as clearly you…
Best Easter Ideas
25 Of the Best Ideas for Easter Bunny Cake Ideas

by admin May 7, 2019

by admin May 7, 2019

25 Of the Best Ideas for Easter Bunny Cake Ideas .They can better be accompanied with impact…
Wedding Hairstyles
The Best Wedding Hairstyles with Flowers

by admin May 7, 2019

by admin May 7, 2019

The Best Wedding Hairstyles with Flowers .A woman’s special day is among one of the most vital…
Dinner Recipes
35 Of the Best Ideas for Fun Saturday Night Dinner Ideas

by admin May 7, 2019

by admin May 7, 2019

35 Of the Best Ideas for Fun Saturday Night Dinner Ideas .For a fast dish that’s low…
St. Patrick's Day Recipes
The top 22 Ideas About St Patrick's Day Cupcakes

by admin May 7, 2019

by admin May 7, 2019

The top 22 Ideas About St Patrick&#039;s Day Cupcakes .While any environment-friendly foods could pass as cheery…
Keto Recipes
The Best Intermittent Fasting Keto Diet

by admin May 7, 2019

by admin May 7, 2019

The Best Intermittent Fasting Keto Diet .Keto bread certainly does not have the enjoyable eat of wheat…
Mothers Day Quotes
35 Ideas for Quotes On Mother

by admin May 6, 2019

by admin May 6, 2019

35 Ideas for Quotes On Mother .Mom’s Day is the unique time of year when you get…
Paleo Recipes
The Best Ideas for Paleo Apple Pie

by admin May 6, 2019

by admin May 6, 2019

The Best Ideas for Paleo Apple Pie .To get started on the paleo diet regimen, look into…
Nail Designs
Top 20 Cute Acrylic Nail Designs

by admin May 6, 2019

by admin May 6, 2019

Top 20 Cute Acrylic Nail Designs .If you are looking for a restrained gel nail concept, these…
DIY Outdoor Ideas
Best 35 Diy Outdoor Couch Cushions

by admin May 6, 2019

by admin May 6, 2019

Best 35 Diy Outdoor Couch Cushions .Summer is the period for delighting in whatever outdoors and imaginable.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?