Home, Family, Style and Art Ideas

Wedding Dresses
The Best Ideas for Wedding Dresses Kleinfeld

by admin April 30, 2019

by admin April 30, 2019

The Best Ideas for Wedding Dresses Kleinfeld .Are you about to get married? For the majority of…
Mothers Day Gift Ideas
Best 30 Mother's Day Kid Craft Gift Ideas

by admin April 30, 2019

by admin April 30, 2019

Best 30 Mother&#039;s Day Kid Craft Gift Ideas .The last point any kind of mommy desires is…
Bedroom Ideas
25 Fancy Girls Bedroom Paint

by admin April 30, 2019

by admin April 30, 2019

25 Fancy Girls Bedroom Paint .We’ll be the very first to admit that awakening early as well…
Best Passover Ideas
24 Ideas for Passover Kugel Recipe

by admin April 30, 2019

by admin April 30, 2019

24 Ideas for Passover Kugel Recipe .Passover is a time for reaching out to those whom you…
Easter Party Ideas
30 Ideas for Easter Party Favors Ideas

by admin April 30, 2019

by admin April 30, 2019

30 Ideas for Easter Party Favors Ideas .Whether you have a little gathering or a huge family…
Landscape Ideas
35 Lovely Backyard Tree Ideas

by admin April 29, 2019

by admin April 29, 2019

35 Lovely Backyard Tree Ideas .Produce a memorable walkway with your backyard with a simple course. Not…
Romantic Quotes
The top 23 Ideas About Romantic Valentine Quotes

by admin April 29, 2019

by admin April 29, 2019

The top 23 Ideas About Romantic Valentine Quotes .Things is that love provides us a ringside seat…
Recipes for Kids
25 Best Best Baby Food Recipe Book

by admin April 29, 2019

by admin April 29, 2019

25 Best Best Baby Food Recipe Book .I enjoy discovering new methods to integrate peanut butter, chocolate…
Storage Ideas
21 Superb Kitchen Storage Carts

by admin April 29, 2019

by admin April 29, 2019

21 Superb Kitchen Storage Carts .Kitchen storage concepts are as necessary a component as cooking area devices,…
Kids Fashion Ideas
The Best Kids Design their Own Dress

by admin April 29, 2019

by admin April 29, 2019

The Best Kids Design their Own Dress .The Ultimate guide to child clothing Sprucing up children can…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?