Home, Family, Style and Art Ideas

Backyard Party Ideas
23 Of the Best Ideas for Backyard Party Food Ideas Pinterest

by admin April 30, 2019

by admin April 30, 2019

23 Of the Best Ideas for Backyard Party Food Ideas Pinterest . Yard celebrations are crucial to…
Best Passover Ideas
Top 24 Passover Food Not Allowed

by admin April 30, 2019

by admin April 30, 2019

Top 24 Passover Food Not Allowed .As a Christian holiday, Passover was observed by countless early Christians…
Instant Pot Recipes
25 Ideas for Potato soup with Instant Potatoes

by admin April 30, 2019

by admin April 30, 2019

25 Ideas for Potato soup with Instant Potatoes .These Instant Pot recipes are concerning to conserve you…
Best St. Patrick Day Ideas
The top 22 Ideas About St Patrick's Day Birthday Party

by admin April 30, 2019

by admin April 30, 2019

The top 22 Ideas About St Patrick&#039;s Day Birthday Party .The Irish aren’t similar to the people…
Nail Styles
The Best Gel Nail Styles

by admin April 30, 2019

by admin April 30, 2019

The Best Gel Nail Styles .Lengthy or short, oval nails are constantly mosting likely to be a…
Landscape Ideas
23 Insanely Gorgeous Office Terrace Landscape

by admin April 30, 2019

by admin April 30, 2019

23 Insanely Gorgeous Office Terrace Landscape .The landscape shows an integrated four-fold system of forests, water supply,…
DIY Christmas Ideas
The Best Ideas for Diy Christmas Table Runner

by admin April 30, 2019

by admin April 30, 2019

The Best Ideas for Diy Christmas Table Runner . Happily provide a Xmas welcoming to all who…
Baby Shower Gift Ideas
30 Best First Father's Day Gift Ideas From Baby Boy

by admin April 30, 2019

by admin April 30, 2019

30 Best First Father&#039;s Day Gift Ideas From Baby Boy .It s a puppet, it s a…
Thank You Gift Ideas
Best 21 Thanksgiving Gift Bag Ideas

by admin April 30, 2019

by admin April 30, 2019

Best 21 Thanksgiving Gift Bag Ideas . Thanks for being the globe s ideal parents (or at…
Nail Art
The Best Ideas for Cheap Nail Art

by admin April 30, 2019

by admin April 30, 2019

The Best Ideas for Cheap Nail Art .Demonstrate your most innovative nail art and also sculpting with…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?