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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
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  • Wedding Dresses

    20 Of the Best Ideas for 1950s Vintage Wedding Dresses

    by admin May 1, 2019
    by admin May 1, 2019

    20 Of the Best Ideas for 1950s Vintage Wedding Dresses .Bridal gown budget plans are hardly ever…

  • Passover Recipes

    23 Ideas for Passover Banana Bread

    by admin May 1, 2019
    by admin May 1, 2019

    23 Ideas for Passover Banana Bread .Environment-friendly is frequently tough to find by throughout Passover, though a…

  • Easter Recipes

    24 Best Ideas Menu for Easter Dinner

    by admin May 1, 2019
    by admin May 1, 2019

    24 Best Ideas Menu for Easter Dinner .For those of you not consuming meat, below are more…

  • Anime Hairstyles

    The 23 Best Ideas for Anime Girl Hairstyle

    by admin May 1, 2019
    by admin May 1, 2019

    The 23 Best Ideas for Anime Girl Hairstyle .There aren’t many anime women with hairless (or shaved)…

  • Bedroom Ideas

    30 Perfect Rustic Bedroom Set King

    by admin May 1, 2019
    by admin May 1, 2019

    30 Perfect Rustic Bedroom Set King .Transforming your master collection? Incorporating standard shapes with rustic details, this…

  • DIY Wedding Ideas

    The 21 Best Ideas for Wedding Pergola Diy

    by admin May 1, 2019
    by admin May 1, 2019

    The 21 Best Ideas for Wedding Pergola Diy . Obtain inspired with DIY wedding celebration projects for…

  • Easter Recipes

    The top 24 Ideas About Ham for Easter

    by admin May 1, 2019
    by admin May 1, 2019

    The top 24 Ideas About Ham for Easter .For those of you not eating meat, right here…

  • Women Hairstyles

    20 Of the Best Ideas for Mohawk Hairstyles Women

    by admin April 30, 2019
    by admin April 30, 2019

    20 Of the Best Ideas for Mohawk Hairstyles Women .Hairstyles of females had actually achieved large variants…

  • Kids Fashion Ideas

    24 Best Child Fashion Designer

    by admin April 30, 2019
    by admin April 30, 2019

    24 Best Child Fashion Designer .When it involves styling your youngster, one can not make them colour…

  • Landscape Ideas

    35 Fascinating Design Your Own Backyard

    by admin April 30, 2019
    by admin April 30, 2019

    35 Fascinating Design Your Own Backyard .Produce a memorable walkway via your back yard with a straightforward…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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