Home, Family, Style and Art Ideas

Best Pi Day Ideas
The 21 Best Ideas for Pi Day Food Ideas

by admin May 1, 2019

by admin May 1, 2019

The 21 Best Ideas for Pi Day Food Ideas .Pi has been determined to over one trillion…
Living Room Ideas
23 Glamour Shelves for Living Room Modern

by admin May 1, 2019

by admin May 1, 2019

23 Glamour Shelves for Living Room Modern .What many people don’t appreciate about modern-day layout is how…
Best Pi Day Ideas
21 Best Pi Day Science Activities

by admin May 1, 2019

by admin May 1, 2019

21 Best Pi Day Science Activities .While only a handful of digits are needed for common computations,…
Best Pi Day Ideas
21 Best Ideas Pi Day Wedding Ideas

by admin May 1, 2019

by admin May 1, 2019

21 Best Ideas Pi Day Wedding Ideas .While just a handful of figures are needed for typical…
Crochet Hairstyles
The top 22 Ideas About Crochet Long Hairstyles

by admin May 1, 2019

by admin May 1, 2019

The top 22 Ideas About Crochet Long Hairstyles .After your braider completes this cool crochet hairstyle, include…
St. Patrick's Day Recipes
The top 22 Ideas About St Patricks Desserts

by admin May 1, 2019

by admin May 1, 2019

The top 22 Ideas About St Patricks Desserts .Patrick’s Day is just around the corner. I have…
Best Easter Ideas
25 Best Ideas Stampin Up Easter Cards Ideas

by admin May 1, 2019

by admin May 1, 2019

25 Best Ideas Stampin Up Easter Cards Ideas .Lots of people love to decorate the outside of…
Firepit Ideas
22 Delightful Deck with Fire Pit

by admin May 1, 2019

by admin May 1, 2019

22 Delightful Deck with Fire Pit .Now here’s an outdoor fire pit idea we can get behind.…
Diabetic Recipes
The Best Ideas for Birthday Desserts for Diabetics

by admin May 1, 2019

by admin May 1, 2019

The Best Ideas for Birthday Desserts for Diabetics .Diabetic Recipes Diabetic-friendly cakes, cookies, and a lot more…
Curly Hairstyles
The 25 Best Ideas for Long Curly Hairstyles Male

by admin May 1, 2019

by admin May 1, 2019

The 25 Best Ideas for Long Curly Hairstyles Male .It seems that people want hairstyles with curly…

1
…
1,533
1,534
1,535
1,536
1,537
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?