Home, Family, Style and Art Ideas

Bedroom Ideas
22 Modern Master Bedroom Lighting

by admin May 2, 2019

by admin May 2, 2019

22 Modern Master Bedroom Lighting .When it comes to enhancing the bedroom, illumination is usually forgotten in…
Best St. Patrick Day Ideas
The 22 Best Ideas for St Patrick's Day Snack Ideas

by admin May 2, 2019

by admin May 2, 2019

The 22 Best Ideas for St Patrick&#039;s Day Snack Ideas .Descendents of those that immigrated throughout the…
Anime Hairstyles
The Best Ideas for Anime Girl Hairstyles

by admin May 2, 2019

by admin May 2, 2019

The Best Ideas for Anime Girl Hairstyles .Generally, the most vital personalities of the tale will have…
Kids Room Ideas
20 Fantastic Ikea Kids Storage

by admin May 2, 2019

by admin May 2, 2019

20 Fantastic Ikea Kids Storage .When your youngsters begin walking on their own, they play with even…
Cinco de Mayo Recipes
23 Best Ideas Easy Cinco De Mayo Desserts

by admin May 2, 2019

by admin May 2, 2019

23 Best Ideas Easy Cinco De Mayo Desserts .These Cinco de Mayo recipes require to be on…
Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes to Mother

by admin May 2, 2019

by admin May 2, 2019

The 25 Best Ideas for Birthday Wishes to Mother . Birthday celebrations are amongst the most popular…
Wedding Cakes
23 Best Ideas Wedding Cake Display Stand

by admin May 2, 2019

by admin May 2, 2019

23 Best Ideas Wedding Cake Display Stand .One of things that you may have been considering given…
DIY Box Ideas
20 Best Ideas Diy Makeup Boxes

by admin May 2, 2019

by admin May 2, 2019

20 Best Ideas Diy Makeup Boxes .The gift box ideas shared below today are design to be…
Bridesmaid Hairstyles
21 Of the Best Ideas for Bridesmaid Hairstyles with Bangs

by admin May 2, 2019

by admin May 2, 2019

21 Of the Best Ideas for Bridesmaid Hairstyles with Bangs .The first point to consider is the…
Best 4th of July Ideas
20 Best 4th Of July Ideas

by admin May 2, 2019

by admin May 2, 2019

20 Best 4th Of July Ideas .As July rolls around the bend, ideas of producing a party…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?