Home, Family, Style and Art Ideas

Wedding Hairstyles
Top 20 Hairstyle for Wedding 2020

by admin May 3, 2019

by admin May 3, 2019

Top 20 Hairstyle for Wedding 2020 .Prior to you decide whether to put your hair up or…
Glitter Nails
The 25 Best Ideas for How to Apply Glitter to Nails

by admin May 3, 2019

by admin May 3, 2019

The 25 Best Ideas for How to Apply Glitter to Nails .For nails that radiate brighter than…
Best St. Patrick Day Ideas
22 Ideas for St Patrick's Day Activities

by admin May 3, 2019

by admin May 3, 2019

22 Ideas for St Patrick&#039;s Day Activities .Descendents of those that immigrated during the Irish potato starvations…
Chinese Recipes
35 Of the Best Ideas for Thin Chinese Noodles

by admin May 2, 2019

by admin May 2, 2019

35 Of the Best Ideas for Thin Chinese Noodles .Chinese Recipes Master preferred Chinese recipes, from easy…
Bathroom Ideas
25 Finest Ceiling Mount Bathroom Vanity Light

by admin May 2, 2019

by admin May 2, 2019

25 Finest Ceiling Mount Bathroom Vanity Light .Adequate expenses and task lights are crucial. Restrooms are now…
Best Passover Ideas
Top 24 Passover Gift

by admin May 2, 2019

by admin May 2, 2019

Top 24 Passover Gift .As a Christian holiday, Passover was observed by countless early Christians and also…
DIY Box Ideas
Best 20 Diy Otterbox Decoration

by admin May 2, 2019

by admin May 2, 2019

Best 20 Diy Otterbox Decoration . If you enjoy to upcycle then you’re going to enjoy these…
Nail Styles
22 Of the Best Ideas for Pointy Nail Styles

by admin May 2, 2019

by admin May 2, 2019

22 Of the Best Ideas for Pointy Nail Styles .Heading to the nail salon is constantly a…
Living Room Ideas
22 Antique Living Room Divider Ideas

by admin May 2, 2019

by admin May 2, 2019

22 Antique Living Room Divider Ideas .Contemporary living area de cor stands up to the minutiae of…
Graduation Party Ideas
The Best Ideas for Images Of Graduation Party Ideas

by admin May 2, 2019

by admin May 2, 2019

The Best Ideas for Images Of Graduation Party Ideas . Provide your grad a grand send-off by…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?